ACT · XBRL financial data
Enact Holdings financial statements, every quarter
The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal quarters (ACT's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 299 | 296* | 292 | 299 | 310 | 302* | 307 | 305 | 311 | 313* | 312 | 317 |
| Selling, general and administrative | — | year only | — | — | — | year only | — | — | — | year only | — | — |
| Interest expense | 13 | 13* | 13 | 14 | 12 | 12* | 12 | 12 | 13 | 12* | 12 | 12 |
| Income tax expense (benefit) | 49 | 42* | 45 | 51 | 49 | 45* | 46 | 47 | 46 | 46* | 46 | 45 |
| Net income (loss) | — | year only | — | — | — | year only | — | — | — | year only | — | — |
| Earnings per share, basic USD per share | 1.03 | — | 1.01 | 1.17 | 1.16 | — | 1.09 | 1.12 | 1.11 | — | 1.18 | 1.25 |
| Earnings per share, diluted USD per share | 1.02 | — | 1.01 | 1.16 | 1.15 | — | 1.08 | 1.11 | 1.10 | — | 1.18 | 1.25 |
| Weighted average shares, basic millions of shares | 160 | 160* | 159 | 157 | 156 | 154* | 152 | 150 | 147 | 144* | 142 | 140 |
| Weighted average shares, diluted millions of shares | 161 | 161* | 160 | 159 | 157 | 155* | 153 | 151 | 148 | 145* | 143 | 140 |
Balance sheet
CSVFiscal quarters (ACT's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and cash equivalents | 678 | 616 | 614 | 699 | 673 | 599 | 635 | 613 | 544 | 582 | 549 | 448 |
| Short-term investments | 18 | 20 | 10 | 12 | 2 | 3 | 4 | 3 | 2 | 0 | — | 49 |
| Right-of-use asset | — | 11 | — | — | — | 9 | — | — | — | 7 | — | — |
| Total assets | 6,001 | 6,190 | 6,304 | 6,349 | 6,597 | 6,522 | 6,722 | 6,773 | 6,876 | 6,893 | 6,962 | 6,956 |
| Total liabilities | 1,543 | 1,558 | 1,590 | 1,524 | 1,561 | 1,525 | 1,602 | 1,550 | 1,559 | 1,538 | 1,618 | 1,561 |
| Retained earnings | 2,533 | 2,550 | 2,685 | 2,840 | 2,991 | 3,125 | 3,263 | 3,399 | 3,531 | 3,677 | 3,815 | 3,956 |
| Total stockholders' equity | 4,457 | 4,632 | 4,714 | 4,826 | 5,036 | 4,996 | 5,119 | 5,223 | 5,317 | 5,355 | 5,344 | 5,396 |
| Total liabilities and equity | 6,001 | 6,190 | 6,304 | 6,349 | 6,597 | 6,522 | 6,722 | 6,773 | 6,876 | 6,893 | 6,962 | 6,956 |
| Common shares outstanding (cover page) millions of shares | 160 | 159 | 157 | 156 | 154 | 152 | 150 | 148 | 144 | 142 | 140 | 137 |
Cash flows
CSVFiscal quarters (ACT's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net income (loss) | — | year only | — | — | — | year only | — | — | — | year only | — | — |
| Stock-based compensation | 4* | 6* | 4 | 3* | 6* | 5* | 4 | 4* | 5* | 6* | 5 | 5* |
| Net cash from operating activities | 155* | 190* | 187 | 145* | 188* | 166* | 227 | 120* | 192* | 186* | 224 | 119* |
| Net cash from investing activities | (136)* | (95)* | (113) | 32* | (102)* | (137)* | (90) | (26)* | (121)* | 10* | (125) | (92)* |
| Share repurchases | 6* | 18* | 50 | 49* | 71* | 75* | 65 | 85* | 106* | 127* | 93 | 93* |
| Dividends paid | 26* | 139* | 25 | 29* | 29* | 28* | 28 | 31* | 31* | 30* | 30 | 33* |
| Proceeds from long-term debt | 0* | 0* | — | — | 0* | 0* | — | — | 0* | 0* | — | — |
| Net cash from financing activities | (32)* | (157)* | (75) | (92)* | (111)* | (103)* | (101) | (116)* | (140)* | (157)* | (132) | (127)* |
| Net change in cash | (13)* | (62)* | (1) | 85* | (26)* | (74)* | 36 | (22)* | (69)* | 39* | (33) | (101)* |
Compare with peers
SIC 6411 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6411 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Enact Holdings | 448 | 317 | 119* | 137.5M | — | 10-QJun 30, 2026 |
| Crawford | 79 | 330 | 5.8* | not reported | — | 10-QSep 30, 2026 |
| Accelerant Holdings | 1,573 | 357 | (69)* | not reported | 22.9 quarters | 10-QJun 30, 2026 |
| TWFG | 74 | 88 | 9.8* | not reported | — | 10-QJun 30, 2026 |
| QDM International | 10 | 8.4 | 0.1 | 8.6M | — | 10-QJun 30, 2026 |
| Corvel | 256 | 260 | 50 | 50.5M | — | 10-QJun 30, 2026 |
| Goosehead Insurance | 24 | 113 | 16* | not reported | — | 10-QJun 30, 2026 |
| Ethos Technologies | 112 | 190 | 36* | 0 | — | 10-QJun 30, 2026 |
| Hagerty | 298 | 355 | 170* | 346.8M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.