UVE · XBRL financial data

Universal Insurance Holdings financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (UVE's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	1,073	1,122	1,223	1,392	1,521	1,604
Selling, general and administrative	290	314	305	304	342	—
Interest expense	0	1	7	7	6	6
Income tax expense (benefit)	5	8	(5)	22	26	60
Net income (loss)	19	20	(22)	67	59	183
Earnings per share, basic USD per share	0.60	0.65	(0.72)	2.24	2.07	6.56
Earnings per share, diluted USD per share	0.60	0.65	(0.72)	2.22	2.01	6.32
Weighted average shares, basic millions of shares	32	31	31	30	28	28
Weighted average shares, diluted millions of shares	32	31	31	30	29	29

Fiscal years (UVE's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	167	251	389	397	259	409
Property and equipment, net	54	54	51	48	49	49
Total assets	1,759	2,056	2,890	2,317	2,842	2,840
Total liabilities	1,309	1,626	2,602	1,975	2,469	2,289
Retained earnings	568	564	517	561	597	757
Total stockholders' equity	449	430	288	341	373	551
Total liabilities and equity	1,759	2,056	2,890	2,317	2,842	2,840
Common shares outstanding (cover page) millions of shares	31	31	30	29	28	28

Fiscal years (UVE's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	19	20	(22)	67	59	183
Stock-based compensation	9	6	5	3	8	9
Net cash from operating activities	29	234	325	71	137	381
Purchases of property and equipment	17	7	5	4	7	4
Net cash from investing activities	22	(229)	(149)	(15)	(228)	(114)
Share repurchases	29	2	12	22	22	22
Dividends paid	25	24	24	23	22	22
Proceeds from long-term debt	0	100	0	0	—	—
Net cash from financing activities	(56)	68	(37)	(47)	(47)	(52)
Net change in cash	(5)	73	138	9	(138)	216

SIC 6331 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6331 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Universal Insurance Holdings	569	439	83*	27.7M	—	Q3 FY26 10-QSep 30, 2026
United Fire Group	151	392	101*	25.7M	—	Q3 FY26 10-QSep 30, 2026
Heritage Insurance Holdings	588	214	142*	29.7M	—	Q2 FY26 10-QJun 30, 2026
Employers Holdings	76	189	(11)*	17.5M	13.7 quarters	Q3 FY26 10-QSep 30, 2026
Amerisafe	40	80	2.8*	18.5M	—	Q3 FY26 10-QSep 30, 2026
Hippo Holdings	312	156	73*	26.6M	—	Q3 FY26 10-QSep 30, 2026
Tiptree	198	0	(182)*	36.4M	16.1 quarters	Q3 FY26 10-QSep 30, 2026
CNA Financial	360	357	654*	270.6M	—	Q3 FY26 10-QSep 30, 2026
Bowhead Specialty Holdings	232	172	193*	32.9M	—	Q3 FY26 10-QSep 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.