PDLB · XBRL financial data

Ponce Financial Group financial statements, every fiscal year

The same tables from 5 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (PDLB's year ends in late December)

In millions of dollars	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Interest expense	8	16	61	86	86
Income tax expense (benefit)	8	(7)	3	5	10
Net income (loss)	25	(30)	3	11	29
Earnings per share, basic USD per share	1.52	(1.32)	0.15	0.46	1.21
Earnings per share, diluted USD per share	1.51	(1.32)	0.15	0.46	1.20
Weighted average shares, basic millions of shares	17	23	23	22	23
Weighted average shares, diluted millions of shares	17	23	23	23	23

Fiscal years (PDLB's year ends in late December)

In millions of dollars	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	154	54	139	140	126
Property and equipment, net	20	17	16	17	16
Right-of-use asset	—	33	31	29	28
Total assets	1,654	2,312	2,751	3,040	3,224
Total deposits	1,205	1,252	1,508	1,885	2,047
Total liabilities	1,464	1,819	2,259	2,534	2,682
Retained earnings	123	93	97	108	135
Total stockholders' equity	189	493	491	506	542
Total liabilities and equity	1,654	2,312	2,751	3,040	3,224
Common shares outstanding (cover page) millions of shares	25	25	24	24	24

Fiscal years (PDLB's year ends in late December)

In millions of dollars	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	25	(30)	3	11	29
Stock-based compensation	1	2	2	2	2
Net cash from operating activities	19	10	6	7	56
Purchases of property and equipment	4	0	0	3	1
Net cash from investing activities	(211)	(777)	(333)	(295)	(220)
Proceeds from issuing common stock	—	0	—	—	0
Share repurchases	2	—	11	—	—
Net cash from financing activities	274	668	411	288	150
Net change in cash	82	(100)	85	1	(14)

SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Ponce Financial Group	140	not reported	8*	24.2M	Q2 FY26 10-QJun 30, 2026
Farmers & Merchants Bancorp	205	not reported	15*	13.8M	Q3 FY26 10-QSep 30, 2026
NorthEast Community Bancorp	73	not reported	13*	13.8M	Q2 FY26 10-QJun 30, 2026
FS Bancorp	30	not reported	52*	7.4M	Q2 FY26 10-QJun 30, 2026
Home Bancorp	188	not reported	11*	7.9M	Q2 FY26 10-QJun 30, 2026
Waterstone Financial	33	not reported	9.5*	18.0M	Q2 FY26 10-QJun 30, 2026
Timberland Bancorp	246	not reported	8.4*	7.8M	Q3 FY26 10-QJun 30, 2026
Third Coast Bancshares	360	not reported	8.9*	16.7M	Q3 FY26 10-QSep 30, 2026
FB Bancorp	45	not reported	15*	15.9M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.