PDLB · XBRL financial data

Ponce Financial Group financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (PDLB's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Interest expense	17	18*	21	21	—	year only	—	—	—	year only	—	—
Income tax expense (benefit)	2	0	1	1	1	2*	2	2	2	4*	3	3
Net income (loss)	3	1	2	3	2	3*	6	6	7	10*	9	8
Earnings per share, basic USD per share	0.12	0.02	0.11	0.14	0.10	0.13*	0.25	0.26	0.27	0.44*	0.36	0.36
Earnings per share, diluted USD per share	0.12	0.02	0.11	0.14	0.10	0.13*	0.25	0.25	0.27	0.44*	0.36	0.35
Weighted average shares, basic millions of shares	22	22	22	22	22	23*	23	23	23	23*	23	23
Weighted average shares, diluted millions of shares	22	22	22	22	23	23*	23	23	23	23*	23	24

Fiscal quarters (PDLB's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	117	139	135	103	156	140	130	127	147	126	117	140
Property and equipment, net	16	16	17	17	17	17	16	16	16	16	15	15
Right-of-use asset	32	31	31	30	30	29	29	29	28	28	28	27
Total assets	2,624	2,751	2,819	2,842	3,016	3,040	3,090	3,154	3,157	3,224	3,301	3,495
Total deposits	1,401	1,508	1,586	1,606	1,870	1,885	2,005	2,042	2,063	2,047	2,134	2,272
Total liabilities	2,139	2,259	2,325	2,344	2,511	2,534	2,576	2,633	2,627	2,682	2,749	2,934
Retained earnings	97	97	100	103	105	108	113	119	125	135	144	152
Total stockholders' equity	485	491	494	498	505	506	514	521	530	542	551	561
Total liabilities and equity	2,624	2,751	2,819	2,842	3,016	3,040	3,090	3,154	3,157	3,224	3,301	3,495
Common shares outstanding (cover page) millions of shares	24	24	24	24	24	24	24	24	24	24	24	24

Fiscal quarters (PDLB's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	3	1	2	3	2	3*	6	6	7	10*	9	8
Stock-based compensation	0*	1*	1	1*	1*	1*	1	0*	0*	1*	1	1*
Net cash from operating activities	(26)*	32*	1	(3)*	(15)*	23*	13	6*	1*	35*	14	8*
Purchases of property and equipment	0*	0*	2	0*	0*	0*	0	0*	1*	(0)*	0	0*
Net cash from investing activities	(47)*	(126)*	(80)	(49)*	(97)*	(69)*	(68)	(61)*	23*	(114)*	(85)	(173)*
Proceeds from issuing common stock	—	—	—	—	—	—	—	—	—	year only	—	—
Share repurchases	6*	0*	—	—	—	—	—	—	—	—	—	—
Net cash from financing activities	(54)*	116*	74	20*	164*	30*	45	52*	(5)*	58*	62	188*
Net change in cash	(127)*	22*	(4)	(32)*	53*	(16)*	(10)	(3)*	20*	(20)*	(9)	23*

SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Ponce Financial Group	140	not reported	8*	24.2M	Q2 FY26 10-QJun 30, 2026
Farmers & Merchants Bancorp	205	not reported	15*	13.8M	Q3 FY26 10-QSep 30, 2026
NorthEast Community Bancorp	73	not reported	13*	13.8M	Q2 FY26 10-QJun 30, 2026
FS Bancorp	30	not reported	52*	7.4M	Q2 FY26 10-QJun 30, 2026
Home Bancorp	188	not reported	11*	7.9M	Q2 FY26 10-QJun 30, 2026
Waterstone Financial	33	not reported	9.5*	18.0M	Q2 FY26 10-QJun 30, 2026
Timberland Bancorp	246	not reported	8.4*	7.8M	Q3 FY26 10-QJun 30, 2026
Third Coast Bancshares	360	not reported	8.9*	16.7M	Q3 FY26 10-QSep 30, 2026
FB Bancorp	45	not reported	15*	15.9M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.