ESQ · XBRL financial data
Esquire Financial Holdings financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (ESQ's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 1 | 1 | 2 | 8 | — | — |
| Income tax expense (benefit) | 5 | 5 | 10 | 15 | 16 | 15 |
| Net income (loss) | 13 | 18 | 29 | 41 | 44 | 51 |
| Earnings per share, basic USD per share | 1.70 | 2.40 | 3.73 | 5.31 | 5.58 | 6.30 |
| Earnings per share, diluted USD per share | 1.65 | 2.26 | 3.47 | 4.91 | 5.14 | 5.87 |
| Weighted average shares, basic millions of shares | 7 | 7 | 8 | 8 | 8 | 8 |
| Weighted average shares, diluted millions of shares | 8 | 8 | 8 | 8 | 8 | 9 |
Balance sheet
CSVFiscal years (ESQ's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 65 | 149 | 164 | 165 | 126 | 236 |
| Property and equipment, net | 3 | 3 | 3 | 3 | 2 | 4 |
| Right-of-use asset | 3 | 2 | 2 | 2 | 3 | 2 |
| Total assets | 937 | 1,179 | 1,396 | 1,617 | 1,893 | 2,366 |
| Total deposits | 804 | 1,028 | 1,228 | 1,407 | 1,642 | 2,063 |
| Total liabilities | 811 | 1,035 | 1,237 | 1,418 | 1,655 | 2,076 |
| Retained earnings | 34 | 51 | 78 | 114 | 153 | 198 |
| Total stockholders' equity | 126 | 144 | 158 | 199 | 237 | 290 |
| Total liabilities and equity | 937 | 1,179 | 1,396 | 1,617 | 1,893 | 2,366 |
| Common shares outstanding (cover page) millions of shares | 8 | 8 | 8 | 8 | 8 | 9 |
Cash flows
CSVFiscal years (ESQ's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 13 | 18 | 29 | 41 | 44 | 51 |
| Depreciation and amortization | 1 | 1 | 1 | 1 | 1 | 1 |
| Net cash from operating activities | 16 | 30 | 39 | 42 | 42 | 60 |
| Purchases of property and equipment | 1 | 1 | 0 | 1 | 1 | 3 |
| Net cash from investing activities | (135) | (170) | (222) | (215) | (308) | (362) |
| Share repurchases | 1 | — | — | 0 | — | — |
| Dividends paid | — | — | 2 | 4 | 5 | 6 |
| Net cash from financing activities | 123 | 224 | 198 | 174 | 227 | 412 |
Compare with peers
SIC 6029 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6029 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Esquire Financial Holdings | 242 | not reported | 15* | 12.1M | — | 10-QJun 30, 2026 |
| Camden National | 100 | 11 | 31* | 16.9M | — | 10-QJun 30, 2026 |
| Equity Bancshares | 546 | not reported | 39* | 20.6M | — | 10-QJun 30, 2026 |
| Metropolitan Bank Holding | 239 | not reported | (11)* | 12.4M | 22.2 quarters | 10-QJun 30, 2026 |
| Business First Bancshares | 490 | 3.3 | 44* | 32.2M | — | 10-QSep 30, 2026 |
| Horizon Bancorp | 218 | not reported | 33* | 51.3M | — | 10-QJun 30, 2026 |
| Independent Bank | 165 | 8.2 | 20* | 22.2M | — | 10-QJun 30, 2026 |
| Amerant Bancorp | 62 | not reported | 57* | 39.0M | — | 10-QSep 30, 2026 |
| Farmers & Merchants Bancorp | 279 | not reported | 33* | 691,944 | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.