EIG · XBRL financial data
Employers Holdings financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (EIG's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Revenue | 711 | 703 | 714 | 851 | 881 | 859 |
| Total operating expenses | 564 | 556 | 658 | 703 | 734 | 847 |
| Interest expense | 0 | 1 | 4 | 6 | — | — |
| Income tax expense (benefit) | 28 | 28 | 7 | 30 | 28 | 1 |
| Net income (loss) | 120 | 119 | 48 | 118 | 119 | 11 |
| Earnings per share, basic USD per share | 4.01 | 4.22 | 1.76 | 4.48 | 4.73 | 0.46 |
| Earnings per share, diluted USD per share | 3.97 | 4.17 | 1.75 | 4.45 | 4.71 | 0.46 |
| Weighted average shares, basic millions of shares | 30 | 28 | 28 | 26 | 25 | 23 |
| Weighted average shares, diluted millions of shares | 30 | 29 | 28 | 27 | 25 | 24 |
Balance sheet
CSVFiscal years (EIG's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 160 | 75 | 89 | 226 | 68 | 160 |
| Short-term investments | 27 | 11 | 119 | 33 | 0 | 10 |
| Property and equipment, net | 19 | 15 | 12 | 7 | 8 | 7 |
| Right-of-use asset | 17 | 14 | 12 | 5 | 4 | 4 |
| Goodwill | 36 | 36 | 36 | 36 | 36 | 36 |
| Total assets | 3,923 | 3,783 | 3,717 | 3,550 | 3,541 | 3,437 |
| Total liabilities | 2,710 | 2,570 | 2,773 | 2,537 | 2,473 | 2,481 |
| Retained earnings | 1,248 | 1,339 | 1,296 | 1,384 | 1,473 | 1,454 |
| Total stockholders' equity | 1,213 | 1,213 | 944 | 1,014 | 1,069 | 956 |
| Total liabilities and equity | 3,923 | 3,783 | 3,717 | 3,550 | 3,541 | 3,437 |
| Common shares outstanding (cover page) millions of shares | 28 | 28 | 27 | 25 | 24 | 19 |
Cash flows
CSVFiscal years (EIG's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 120 | 119 | 48 | 118 | 119 | 11 |
| Stock-based compensation | 10 | 9 | 5 | 6 | 6 | 5 |
| Depreciation and amortization | 8 | 7 | 5 | 5 | 17 | 14 |
| Net cash from operating activities | 33 | 11 | 100 | 49 | 76 | 45 |
| Purchases of property and equipment | 0 | 0 | 0 | 0 | 0 | 0 |
| Net cash from investing activities | 84 | (2) | (146) | 377 | (160) | 226 |
| Share repurchases | 99 | 43 | 30 | 76 | 43 | 183 |
| Dividends paid | 31 | 29 | 90 | 30 | 30 | 30 |
| Net cash from financing activities | (112) | (94) | 60 | (290) | (75) | (179) |
| Net change in cash | 5 | (85) | 14 | 137 | (158) | 92 |
Compare with peers
SIC 6331 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6331 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Employers Holdings | 76 | 189 | (11)* | 17.5M | 13.7 quarters | 10-QSep 30, 2026 |
| Amerisafe | 40 | 80 | 2.8* | 18.5M | — | 10-QSep 30, 2026 |
| Universal Insurance Holdings | 569 | 439 | 83* | 27.7M | — | 10-QSep 30, 2026 |
| United Fire Group | 151 | 392 | not reported | 25.7M | — | 10-QSep 30, 2026 |
| Heritage Insurance Holdings | 588 | 214 | 142* | 29.7M | — | 10-QJun 30, 2026 |
| CNA Financial | 360 | 357 | 654* | 270.6M | — | 10-QSep 30, 2026 |
| Hamilton Insurance Group | 717 | 840 | 125* | 65.9M | — | 10-QJun 30, 2026 |
| Hippo Holdings | 312 | 156 | 73* | 26.6M | — | 10-QSep 30, 2026 |
| Tiptree | 198 | 0 | (182)* | 36.4M | 16.1 quarters | 10-QSep 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.
