AFRM · XBRL financial data

Affirm Holdings financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (AFRM's year ends in late June)

In millions of dollars	FY 2021Jun 30, 2021	FY 2022Jun 30, 2022	FY 2023Jun 30, 2023	FY 2024Jun 30, 2024	FY 2025Jun 30, 2025	FY 2026Jun 30, 2026
Revenue	870	1,349	1,588	2,323	3,224	4,261
Revenue from contracts with customers	429	559	627	826	1,114	1,444
General and administrative	370	577	586	525	545	578
Operating income (loss)	(379)	(866)	(1,201)	(616)	(87)	417
Interest expense	53	70	183	344	425	454
Other income (expense)	(54)	141	212	100	149	76
Income tax expense (benefit)	(2)	(17)	(4)	2	9	(1,437)
Net income (loss)	(431)	(707)	(985)	(518)	52	1,930
Earnings per share, basic USD per share	(2.72)	(2.51)	(3.34)	(1.67)	0.16	5.76
Earnings per share, diluted USD per share	(2.88)	(2.51)	(3.34)	(1.67)	0.15	5.53
Weighted average shares, basic millions of shares	158	282	295	310	323	335
Weighted average shares, diluted millions of shares	159	282	295	310	341	349

Fiscal years (AFRM's year ends in late June)

In millions of dollars	FY 2021Jun 30, 2021	FY 2022Jun 30, 2022	FY 2023Jun 30, 2023	FY 2024Jun 30, 2024	FY 2025Jun 30, 2025	FY 2026Jun 30, 2026
Cash and cash equivalents	1,467	1,255	892	1,013	1,354	1,630
Property and equipment, net	62	171	290	428	573	686
Right-of-use asset	58	51	30	22	19	23
Goodwill	517	540	543	533	534	524
Total assets	4,867	6,974	8,156	9,520	11,155	15,790
Total liabilities	2,286	4,356	5,621	6,788	8,086	10,306
Accumulated deficit	(888)	(1,606)	(2,591)	(3,109)	(3,057)	(1,127)
Total stockholders' equity	2,581	2,618	2,534	2,732	3,069	5,484
Total liabilities and equity	4,867	6,974	8,156	9,520	11,155	15,790

Fiscal years (AFRM's year ends in late June)

In millions of dollars	FY 2021Jun 30, 2021	FY 2022Jun 30, 2022	FY 2023Jun 30, 2023	FY 2024Jun 30, 2024	FY 2025Jun 30, 2025	FY 2026Jun 30, 2026
Net income (loss)	(431)	(707)	(985)	(518)	52	1,930
Stock-based compensation	288	391	452	345	321	305
Depreciation and amortization	20	53	135	169	225	303
Net cash from operating activities	(193)	(162)	12	450	794	1,231
Purchases of property and equipment	20	86	121	159	192	238
Net cash from investing activities	(1,022)	(2,011)	(1,653)	(1,325)	(1,083)	(2,553)
Share repurchases	1	0	0	0	250	0
Net cash from financing activities	2,578	2,037	1,350	913	751	2,010
Net change in cash	1,365	(142)	(291)	35	461	677

SIC 6141 and related industry codes, similar size; rows marked “added: same SIC” fill a short list. Each row is the latest quarter reported.

How peers are chosen

SIC 6141 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Fewer than three companies fall in that range, so the list adds same-SIC (6141) companies nearest in public float, each marked “added: same SIC”.
* marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Affirm Holdings	1,630	1,166*	296*	not reported	Q4 FY26 10-KJun 30, 2026
SLM	2,165	not reported	(106)*	182.8M	Q3 FY26 10-QSep 30, 2026
OneMain Holdings	936	not reported	not reported	114.5M	Q3 FY26 10-QSep 30, 2026
Credit Acceptanceadded: same SIC	1.3	595	336*	10.1M	Q3 FY26 10-QSep 30, 2026
Bread Financial Holdingsadded: same SIC	3,961	1,017	601*	38.0M	Q3 FY26 10-QSep 30, 2026
Nelnetadded: same SIC	172	not reported	78*	not reported	Q2 FY26 10-QJun 30, 2026
Happenadded: same SIC	15	263	(692)*	115.2M	Q3 FY26 10-QSep 30, 2026
World Acceptanceadded: same SIC	10	139	64	4.7M	Q1 FY27 10-QJun 30, 2026
Atlanticus Holdingsadded: same SIC	555	744	277*	15.2M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.