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SYF · XBRL financial data

Synchrony Financial financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

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How these numbers work
  • Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
  • Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
  • * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
  • 0 means a filing states zero; a dash (—) means no filing states that number.
  • “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
  • Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
  • Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
  • Shares outstanding come from each filing's cover page, as of the date printed there.
  • Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

CSV

Fiscal quarters (SYF's year ends in late December)

In millions of dollarsDec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026Sep 30, 2026
Interest expense1,083*1,163——————————
Income tax expense (benefit)99*415201239199*227289352201*242301289
Net income (loss)440*1,293643789774*7579671,077751*805885892
Earnings per share, basic USD per share1.07*3.171.561.961.99*1.912.512.892.13*2.292.612.71
Earnings per share, diluted USD per share1.06*3.141.551.941.96*1.892.502.862.10*2.272.592.68
Weighted average shares, basic millions of shares412*405399392390*385376366353*342331319
Weighted average shares, diluted millions of shares415*408403397395*389379370358*346334322

Balance sheet

CSV

Fiscal quarters (SYF's year ends in late December)

In millions of dollarsDec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026Sep 30, 2026
Cash and cash equivalents14,25920,02118,63217,93414,71121,62919,45716,24514,97320,55916,19315,901
Property and equipment, net————————1,248—1,2171,230
Goodwill1,0181,0731,2741,2741,2741,2741,2741,2741,3631,3631,3631,363
Total assets117,479121,173120,489119,229119,463122,026120,505116,984119,095121,501121,930122,469
Total deposits81,15383,55483,10082,28482,06283,43582,26279,88681,14482,89482,80682,951
Total liabilities103,576105,891104,949103,249102,883105,445103,55399,919102,329105,024105,033105,919
Retained earnings18,66219,79020,31020,97521,63522,20923,03623,97824,59825,21025,96826,720
Total stockholders' equity13,90315,28215,54015,98016,58016,58116,95217,06516,76616,47716,89716,550
Total liabilities and equity117,479121,173120,489119,229119,463122,026120,505116,984119,095121,501121,930122,469
Common shares outstanding (cover page) millions of shares407402395389389381372360348337325311

Cash flows

CSV

Fiscal quarters (SYF's year ends in late December)

In millions of dollarsDec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026Sep 30, 2026
Net income (loss)440*1,293643789774*7579671,077751*805885892
Depreciation and amortization118*119121*121*120*125122*128*139*143145*150*
Net cash from operating activities2,317*2,2482,484*2,763*2,353*2,2002,560*2,637*2,454*2,1832,420*2,498*
Net cash from investing activities(7,169)*798(2,507)*(2,231)*(4,963)*3,603(2,241)*(1,574)*(4,642)*1,524(5,187)*(2,535)*
Share repurchases253*300305*302*101*605504*870*962*900878*1,100*
Dividends paid103*102100*99*97*97114*110*106*104100*110*
Net cash from financing activities3,473*2,604(1,367)*(1,231)*(617)*2,119(2,817)*(4,955)*918*1,879(596)*(506)*

Compare with peers

SIC 6199 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen
  • SIC 6199 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
  • Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
  • Runway shows only for companies burning cash with under $10B of public float.
  • * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
  • A cell reading “not reported” means the filings give no figure for that quarter alone.
  • A cell reading “year only” links to a 10-K that gives only the full year: without all three earlier quarters there is no fourth quarter to work out, and the year total is never shown as a quarter.
CompanyCash ($M)Revenue, quarter ($M)Operating cash flow, quarter ($M)Shares outstandingRunwayQuarter
Synchrony Financial15,901not reported2,498*311.4M— 10-QSep 30, 2026
SoFi Technologies3,126154(3,890)*1.3B— 10-QJun 30, 2026
Circle Internet Group1,730701517*not reported— 10-QJun 30, 2026
IREN5,896137*year onlynot reported— 10-KJun 30, 2026
Coinbase Global8,6041,216405*not reported— 10-QSep 30, 2026
Chime Financial536670207*not reported— 10-QJun 30, 2026
Strategy2,5011254.4*not reported— 10-QSep 30, 2026
MARA Holdings421175(224)*386.3M1.9 quarters 10-QJun 30, 2026
Upstart Holdings461371(20)*98.9M4.7 quarters 10-QSep 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.