SOFI · XBRL financial data

SoFi Technologies financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (SOFI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Revenue from contracts with customers	105	116*	116	121	131	136*	140	152	157	170*	130	154
Cost of revenue	98	104*	100	110	124	128*	136	150	161	162*	171	200
Research and development	126	142*	131	132	140	149*	156	152	167	173*	188	191
General and administrative	124	132*	145	145	149	161*	156	165	188	194*	198	217
Interest expense	219	256*	263	—	—	—	—	—	—	—	—	—
Income tax expense (benefit)	(0)	3*	6	(2)	3	(273)*	9	15	9	12*	33	48
Net income (loss)	(267)	48*	88	17	61	332*	71	97	139	174*	167	157
Earnings per share, basic USD per share	(0.29)	0.05*	0.08	0.01	0.06	0.31*	0.06	0.09	0.12	0.14*	0.13	0.12
Earnings per share, diluted USD per share	(0.29)	0.05*	0.02	0.01	0.05	0.28*	0.06	0.08	0.11	0.13*	0.12	0.12
Weighted average shares, basic millions of shares	951	963*	983	1,059	1,071	1,088*	1,098	1,107	1,171	1,223*	1,276	1,284
Weighted average shares, diluted millions of shares	951	963*	1,042	1,065	1,104	1,192*	1,185	1,183	1,291	1,346*	1,378	1,352

Fiscal quarters (SOFI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	2,814	3,085	3,693	2,335	2,355	2,538	2,086	2,123	3,246	4,929	3,401	3,126
Right-of-use asset	93	90	87	83	84	81	78	77	79	94	89	86
Goodwill	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,394	1,425
Total assets	27,977	30,075	31,306	32,642	34,380	36,251	37,749	41,112	45,293	50,660	53,698	60,948
Total deposits	15,672	18,621	21,605	22,997	24,408	25,978	27,257	29,541	32,946	37,505	40,243	45,543
Total liabilities	22,603	24,520	25,160	26,740	28,259	29,726	31,071	34,252	36,513	40,171	42,887	49,871
Accumulated deficit	(1,852)	(1,804)	(1,716)	(1,699)	(1,638)	(1,306)	(1,234)	(1,137)	(998)	(824)	(658)	(501)
Total stockholders' equity	5,053	5,235	5,826	5,901	6,121	6,525	6,679	6,861	8,780	10,489	10,812	11,076
Total liabilities and equity	27,977	30,075	31,306	32,642	34,380	36,251	37,749	41,112	45,293	50,660	53,698	60,948
Common shares outstanding (cover page) millions of shares	959	977	1,057	1,066	1,085	1,097	1,105	1,197	1,206	1,275	1,283	1,292

Fiscal quarters (SOFI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	(267)	48*	88	17	61	332*	71	97	139	174*	167	157
Stock-based compensation	62*	69*	55	61*	64*	66*	64	63*	66*	69*	72	77*
Depreciation and amortization	53*	53*	49	50*	52*	54*	55	57*	59*	63*	68	73*
Net cash from operating activities	(2,687)*	(248)*	738	(484)*	(1,174)*	(200)*	22	(1,467)*	(1,306)*	(991)*	(2,315)	(3,890)*
Net cash from investing activities	(169)*	(1,414)*	(1,261)	(2,195)*	(84)*	(1,281)*	(1,440)	(1,722)*	(1,459)*	(2,097)*	(2,394)	(2,831)*
Proceeds from issuing common stock	—	year only	—	—	0*	0*	0	12*	1,689*	1,485*	87	0*
Share repurchases	—	year only	—	—	—	—	—	—	—	—	—	—
Net cash from financing activities	2,651*	1,980*	1,055	1,263*	1,495*	1,221*	1,426	3,188*	3,797*	4,698*	3,115	6,526*
Net change in cash	(204)*	319*	532	(1,416)*	238*	(260)*	7	(2)*	1,032*	1,610*	(1,596)	(196)*

SIC 6199 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6199 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.
A cell reading “year only” links to a 10-K that gives only the full year: without all three earlier quarters there is no fourth quarter to work out, and the year total is never shown as a quarter.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
SoFi Technologies	3,126	154	(3,890)*	1.3B	—	Q2 FY26 10-QJun 30, 2026
Synchrony Financial	15,901	not reported	2,498*	311.4M	—	Q3 FY26 10-QSep 30, 2026
Wealthfront	453	92	47*	156.2M	—	Q2 FY27 10-QJul 31, 2026
IREN	5,896	137*	year only	not reported	—	Q4 FY26 10-KJun 30, 2026
Circle Internet Group	1,730	701	517*	not reported	—	Q2 FY26 10-QJun 30, 2026
Chime Financial	536	670	207*	not reported	—	Q2 FY26 10-QJun 30, 2026
Ionic Digital	416	49	not reported	45.0M	—	Q2 FY26 10-QJun 30, 2026
Gemini Space Station	189	45	(51)*	not reported	3.7 quarters	Q2 FY26 10-QJun 30, 2026
MARA Holdings	421	175	(224)*	386.3M	1.9 quarters	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.