SEC Tracker
Get the app
SOFI · XBRL financial data

SoFi Technologies financial statements, every fiscal year

The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

Download Excel Download CSV
How these numbers work
  • Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
  • Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
  • * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
  • 0 means a filing states zero; a dash (—) means no filing states that number.
  • “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
  • Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
  • Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
  • Shares outstanding come from each filing's cover page, as of the date printed there.
  • Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

CSV

Fiscal years (SOFI's year ends in late December)

In millions of dollarsDec 31, 2020†Dec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025
Revenue from contracts with customers103248377421503619
Cost of revenue179257313380462609
Research and development201276405511552648
General and administrative237499502511600704
Interest expense186103189789——
Income tax expense (benefit)(104)32(0)(265)45
Net income (loss)(224)(484)(320)(301)499481
Earnings per share, basic USD per share(4.30)(1.00)(0.40)(0.36)0.460.42
Earnings per share, diluted USD per share(4.30)(1.00)(0.40)(0.36)0.390.39
Weighted average shares, basic millions of shares745279019451,0501,150
Weighted average shares, diluted millions of shares745279019451,1011,252
  • † Share count changed about 7x in the period ending 2021-12-31, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.

Balance sheet

CSV

Fiscal years (SOFI's year ends in late December)

In millions of dollarsDec 31, 2020†Dec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025
Cash and cash equivalents04951,4223,0852,5384,929
Total current assets1—————
Right-of-use asset11711597908194
Goodwill8998991,6231,3941,3941,394
Total assets8069,17619,00830,07536,25150,660
Accrued liabilities0—————
Total current liabilities0—————
Total deposits—07,34218,62125,97837,505
Total liabilities1284,47913,47924,52029,72640,171
Accumulated deficit(56)(1,183)(1,504)(1,804)(1,306)(824)
Total stockholders' equity54,3775,2085,2356,52510,489
Total liabilities and equity8069,17619,00830,07536,25150,660
Common shares outstanding (cover page) millions of shares1158299359771,0971,275
  • † Share count changed about 7x in the period ending 2021-12-31, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.

Cash flows

CSV

Fiscal years (SOFI's year ends in late December)

In millions of dollarsDec 31, 2020†Dec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025
Net income (loss)(224)(484)(320)(301)499481
Stock-based compensation100239306271246262
Depreciation and amortization70102151201203234
Net cash from operating activities(479)(1,350)(7,256)(7,227)(1,120)(3,742)
Net cash from investing activities259110(106)(1,890)(4,821)(6,719)
Proceeds from issuing common stock37000003,186
Share repurchases0100——
Proceeds from long-term debt10,2349,521————
Repayments of long-term debt9,70910,429————
Net cash from financing activities8546858,43910,8865,03513,109
Net change in cash633(555)1,0781,769(906)2,647
  • † Share count changed about 7x in the period ending 2021-12-31, likely a stock split with no split ratio in the XBRL data; figures before that column are not adjusted.

Compare with peers

SIC 6199 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen
  • SIC 6199 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
  • Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
  • Runway shows only for companies burning cash with under $10B of public float.
  • * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
  • A cell reading “not reported” means the filings give no figure for that quarter alone.
  • A cell reading “year only” links to a 10-K that gives only the full year: without all three earlier quarters there is no fourth quarter to work out, and the year total is never shown as a quarter.
CompanyCash ($M)Revenue, quarter ($M)Operating cash flow, quarter ($M)Shares outstandingRunwayQuarter
SoFi Technologies3,126154(3,890)*1.3B— 10-QJun 30, 2026
Synchrony Financial15,901not reported2,498*311.4M— 10-QSep 30, 2026
Wealthfront4539247*156.2M— 10-QJul 31, 2026
IREN5,896137*year onlynot reported— 10-KJun 30, 2026
Circle Internet Group1,700207(16)*not reported— 10-QSep 30, 2026
Chime Financial536670207*not reported— 10-QJun 30, 2026
Ionic Digital41649not reported45.0M— 10-QJun 30, 2026
Gemini Space Station18945(51)*not reported3.7 quarters 10-QJun 30, 2026
MARA Holdings421175(224)*386.3M1.9 quarters 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.