PROV · XBRL financial data
Provident Financial Holdings financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (PROV's year ends in late June)
| In millions of dollars | Jun 30, 2021 | Jun 30, 2022 | Jun 30, 2023 | Jun 30, 2024 | Jun 30, 2025 | Jun 30, 2026 |
|---|---|---|---|---|---|---|
| Interest expense | 5 | 3 | 9 | — | — | — |
| Income tax expense (benefit) | 3 | 4 | 4 | 3 | 3 | 3 |
| Net income (loss) | 8 | 9 | 9 | 7 | 6 | 7 |
| Earnings per share, basic USD per share | 1.01 | 1.23 | 1.20 | 1.06 | 0.93 | 1.04 |
| Earnings per share, diluted USD per share | 1.00 | 1.22 | 1.19 | 1.06 | 0.93 | 1.03 |
| Weighted average shares, basic millions of shares | 7 | 7 | 7 | 7 | 7 | 6 |
| Weighted average shares, diluted millions of shares | 8 | 7 | 7 | 7 | 7 | 6 |
Balance sheet
CSVFiscal years (PROV's year ends in late June)
| In millions of dollars | Jun 30, 2021 | Jun 30, 2022 | Jun 30, 2023 | Jun 30, 2024 | Jun 30, 2025 | Jun 30, 2026 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 70 | 23 | 66 | 51 | 53 | 49 |
| Property and equipment, net | 9 | 9 | 9 | 9 | 9 | 9 |
| Right-of-use asset | 2 | 2 | 2 | 1 | 2 | 2 |
| Total assets | 1,184 | 1,187 | 1,333 | 1,272 | 1,246 | 1,208 |
| Total deposits | 938 | 956 | 951 | 888 | 889 | 910 |
| Total liabilities | 1,056 | 1,058 | 1,203 | 1,142 | 1,117 | 1,082 |
| Retained earnings | 198 | 203 | 207 | 210 | 212 | 215 |
| Total stockholders' equity | 127 | 129 | 130 | 130 | 129 | 126 |
| Total liabilities and equity | 1,184 | 1,187 | 1,333 | 1,272 | 1,246 | 1,208 |
| Common shares outstanding (cover page) millions of shares | 8 | 7 | 7 | 7 | 7 | 6 |
Cash flows
CSVFiscal years (PROV's year ends in late June)
| In millions of dollars | Jun 30, 2021 | Jun 30, 2022 | Jun 30, 2023 | Jun 30, 2024 | Jun 30, 2025 | Jun 30, 2026 |
|---|---|---|---|---|---|---|
| Net income (loss) | 8 | 9 | 9 | 7 | 6 | 7 |
| Stock-based compensation | 1 | 1 | 1 | 0 | 1 | 1 |
| Depreciation and amortization | 2 | 2 | 1 | 2 | 2 | 2 |
| Net cash from operating activities | 12 | 12 | 16 | 6 | 9 | 9 |
| Purchases of property and equipment | 0 | 0 | 1 | 2 | 1 | 0 |
| Net cash from investing activities | (56) | (52) | (110) | 45 | 26 | 31 |
| Share repurchases | 2 | 4 | 5 | 3 | 4 | 6 |
| Dividends paid | 4 | 4 | 4 | 4 | 4 | 4 |
| Proceeds from long-term debt | — | — | 65 | 86 | 87 | 84 |
| Repayments of long-term debt | 35 | 21 | 30 | 30 | 78 | 130 |
| Net cash from financing activities | (1) | (7) | 136 | (65) | (33) | (44) |
| Net change in cash | (46) | (47) | 42 | (14) | 2 | (4) |
Compare with peers
SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| Provident Financial Holdings | 49 | not reported | 3.4* | 6.2M | 10-KJun 30, 2026 |
| Magyar Bancorp | 11 | not reported | 5.2* | 6.5M | 10-QJun 30, 2026 |
| Affinity Bancshares | 89 | not reported | 4.4 | 6.1M | 10-QMar 31, 2026 |
| Citizens Community Bancorp | 122 | not reported | 7.9* | 9.7M | 10-QJun 30, 2026 |
| Riverview Bancorp | 102 | not reported | 2 | 20.0M | 10-QJun 30, 2026 |
| ECB Bancorp | 2.9 | 0.2 | 12* | 8.7M | 10-QJun 30, 2026 |
| Finward Bancorp | 17 | not reported | 4.7* | 4.3M | 10-QJun 30, 2026 |
| SR Bancorp | 71 | not reported | 3.9* | 7.9M | 10-KJun 30, 2026 |
| Pioneer Bancorp | 95 | 4.3 | 15* | 24.8M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.