CZWI · XBRL financial data

Citizens Community Bancorp financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (CZWI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Interest expense	10	10*	11	—	—	—	—	—	—	—	—	—
Income tax expense (benefit)	3	1*	1	1	1	1*	1	1	1	1*	1	0
Net income (loss)	2	4	4	4	3	3	3	3	4	4	4	1
Earnings per share, basic USD per share	0.24	—	0.39	0.35	0.32	—	0.32	0.33	0.37	—	0.39	0.11
Earnings per share, diluted USD per share	0.24	—	0.39	0.35	0.32	—	0.32	0.33	0.37	—	0.39	0.11
Weighted average shares, basic millions of shares	10	10*	10	10	10	10*	10	10	10	10*	10	10
Weighted average shares, diluted millions of shares	10	10*	10	10	10	10*	10	10	10	10*	10	10

Fiscal quarters (CZWI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	33	37	29	37	37	50	100	67	82	119	149	122
Property and equipment, net	19	18	18	18	17	17	17	16	16	16	16	17
Right-of-use asset	2	1	1	1	1	1	1	1	1	1	1	1
Goodwill	31	31	31	31	31	31	31	31	31	31	31	31
Total assets	1,831	1,851	1,819	1,802	1,799	1,749	1,780	1,735	1,727	1,782	1,823	1,814
Total deposits	1,473	1,519	1,527	1,520	1,521	1,488	1,524	1,478	1,481	1,524	1,566	1,554
Total liabilities	1,666	1,678	1,646	1,626	1,619	1,569	1,600	1,552	1,540	1,594	1,632	1,623
Retained earnings	67	71	72	76	78	81	80	84	87	90	93	93
Total stockholders' equity	165	173	173	176	180	179	180	183	187	188	191	191
Total liabilities and equity	1,831	1,851	1,819	1,802	1,799	1,749	1,780	1,735	1,727	1,782	1,823	1,814
Common shares outstanding (cover page) millions of shares	10	10	10	10	10	10	10	10	10	10	10	10

Fiscal quarters (CZWI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	2	4	4	4	3	3	3	3	4	4	4	1
Stock-based compensation	—	—	—	—	—	year only	0	0*	—	year only	0	0*
Net cash from operating activities	5*	4*	9	5*	3*	3*	2	(0)*	7*	4*	4	8*
Purchases of property and equipment	0*	1*	0	0*	0*	0*	0	0*	0*	1*	1	1*
Net cash from investing activities	(16)*	(10)*	18	26*	9*	61*	22	13*	23*	(12)*	(14)	(23)*
Share repurchases	0*	0*	1	1*	3*	1*	0	0*	2*	4*	—	—
Dividends paid	0*	0*	3	0*	0*	0*	4	0*	0*	0*	1	1*
Net cash from financing activities	1*	11*	(36)	(23)*	(12)*	(50)*	27	(45)*	(15)*	45*	40	(12)*
Net change in cash	(10)*	5*	(9)	8*	(0)*	14*	50	(33)*	15*	36*	30	(27)*

SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Citizens Community Bancorp	122	not reported	7.9*	9.7M	Q2 FY26 10-QJun 30, 2026
Riverview Bancorp	102	not reported	2	20.0M	Q1 FY27 10-QJun 30, 2026
ECB Bancorp	2.9	0.2	12*	8.7M	Q2 FY26 10-QJun 30, 2026
Finward Bancorp	17	not reported	4.7*	4.3M	Q2 FY26 10-QJun 30, 2026
Affinity Bancshares	89	not reported	4.4	6.1M	Q1 FY26 10-QMar 31, 2026
SR Bancorp	71	not reported	3.9*	7.9M	Q4 FY26 10-KJun 30, 2026
Provident Financial Holdings	49	not reported	3.4*	6.2M	Q4 FY26 10-KJun 30, 2026
Pioneer Bancorp	95	4.3	15*	24.8M	Q2 FY26 10-QJun 30, 2026
Magyar Bancorp	11	not reported	5.2*	6.5M	Q3 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.