PBFS · XBRL financial data
Pioneer Bancorp financial statements, every quarter
The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal quarters (PBFS's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from contracts with customers | 3 | 4 | 4 | 4 | 4 | 5* | 4 | 4 | 4 | 5* | 4 | 4 |
| Interest expense | 4 | 5 | 6 | 6* | 6 | — | — | — | — | — | — | — |
| Income tax expense (benefit) | 1 | 1 | 1 | 1 | 2 | 1* | 2 | 2 | 1 | 2* | 0 | 1 |
| Net income (loss) | 3 | 3 | 5 | 4 | 6 | 3* | 6 | 6 | 4 | 4* | 5 | 3 |
| Earnings per share, basic USD per share | 0.14 | 0.13 | 0.19 | 0.16 | 0.25 | — | 0.23 | 0.26 | 0.18 | 0.16* | 0.22 | 0.14 |
| Earnings per share, diluted USD per share | 0.14 | 0.13 | 0.19 | 0.16 | 0.25 | — | 0.23 | 0.26 | 0.18 | 0.15* | 0.22 | 0.14 |
| Weighted average shares, basic millions of shares | 25 | 25 | 25 | 25 | 25 | — | 25 | 25 | 24 | 24* | 24 | 24 |
| Weighted average shares, diluted millions of shares | 25 | 25 | 25 | 25 | 25 | — | 25 | 25 | 25 | 24* | 24 | 24 |
Balance sheet
CSVFiscal quarters (PBFS's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and cash equivalents | 217 | 140 | 247 | 165 | 225 | 97 | 140 | 122 | 229 | 134 | 157 | 95 |
| Property and equipment, net | — | — | — | 34 | — | 31 | — | — | — | 32 | — | — |
| Right-of-use asset | 6 | 5 | 5 | 5 | — | 4 | — | — | — | 4 | — | — |
| Goodwill | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 10 | 10 | 27 |
| Total assets | 1,963 | 1,853 | 1,982 | 1,895 | 2,015 | 1,980 | 2,069 | 2,096 | 2,243 | 2,151 | 2,221 | 2,364 |
| Total deposits | 1,639 | 1,522 | 1,648 | 1,550 | 1,675 | 1,586 | 1,722 | 1,742 | 1,895 | 1,739 | 1,852 | 1,969 |
| Total liabilities | 1,692 | 1,569 | 1,693 | 1,599 | 1,711 | 1,675 | 1,758 | 1,782 | 1,929 | 1,827 | 1,892 | 2,035 |
| Retained earnings | 177 | 180 | 185 | 188 | 193 | 194 | 198 | 201 | 200 | 203 | 208 | 208 |
| Total stockholders' equity | 272 | 284 | 289 | 297 | 304 | 305 | 311 | 314 | 314 | 324 | 329 | 328 |
| Total liabilities and equity | 1,963 | 1,853 | 1,982 | 1,895 | 2,015 | 1,980 | 2,069 | 2,096 | 2,243 | 2,151 | 2,221 | 2,364 |
| Common shares outstanding (cover page) millions of shares | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 25 | 25 | 25 | 25 | 25 |
Cash flows
CSVFiscal quarters (PBFS's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net income (loss) | 3 | 3 | 5 | 4 | 6 | 3* | 6 | 6 | 4 | 4* | 5 | 3 |
| Stock-based compensation | — | — | — | year only | 0 | 0* | 0 | 0* | 0* | 0* | 0 | 0* |
| Depreciation and amortization | — | — | — | year only | — | — | — | — | — | year only | — | — |
| Net cash from operating activities | 12 | (1)* | 3 | 9* | 2 | 15* | (4) | 5* | 4* | 6* | (0) | 15* |
| Purchases of property and equipment | — | — | — | year only | — | — | — | — | — | — | — | — |
| Net cash from investing activities | (39) | 37* | (21) | 5* | (59) | (97)* | (46) | (44)* | (37)* | 1* | (38) | (195)* |
| Share repurchases | — | — | — | year only | 1 | 2* | 2 | 3* | 6* | 0* | — | — |
| Net cash from financing activities | 93 | (113)* | 125 | (95)* | 117 | (47)* | 92 | 21* | 140* | (101)* | 61 | 118* |
| Net change in cash | 66 | (77)* | 107 | (81)* | 60 | (128)* | 43 | (18)* | 106* | (95)* | 23 | (62)* |
Compare with peers
SIC 6036 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6036 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| Pioneer Bancorp | 95 | 4.3 | 15* | 24.8M | 10-QJun 30, 2026 |
| SR Bancorp | 71 | not reported | 3.9* | 7.9M | 10-KJun 30, 2026 |
| BV Financial | 69 | not reported | 4.4* | 8.5M | 10-QJun 30, 2026 |
| Finward Bancorp | 17 | not reported | 4.7* | 4.3M | 10-QJun 30, 2026 |
| ECB Bancorp | 2.9 | 0.2 | 12* | 8.7M | 10-QJun 30, 2026 |
| Riverview Bancorp | 102 | not reported | 2 | 20.0M | 10-QJun 30, 2026 |
| BCB Bancorp | 197 | not reported | 9.6* | 18.1M | 10-QJun 30, 2026 |
| First Capital | 21 | 1.9 | 4.3* | 3.3M | 10-QJun 30, 2026 |
| First Northern Community Bancorp | 113 | not reported | 3.5* | 16.4M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.