FNWD · XBRL financial data
Finward Bancorp financial statements, every quarter
The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal quarters (FNWD's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | 9 | 10* | 10 | — | — | — | — | — | — | — | — | — |
| Income tax expense (benefit) | (0) | (0)* | 1 | (0) | (0) | 1* | 0 | (0) | 0 | (0)* | 0 | 0 |
| Net income (loss) | 2 | 2* | 9 | 0 | 1 | 2* | 0 | 2 | 3 | 2* | 2 | 2 |
| Earnings per share, basic USD per share | 0.52 | 0.36* | 2.18 | 0.03 | 0.14 | 0.49* | 0.11 | 0.50 | 0.82 | 0.46* | 0.52 | 0.49 |
| Earnings per share, diluted USD per share | 0.51 | 0.35* | 2.17 | 0.03 | 0.14 | 0.49* | 0.11 | 0.50 | 0.81 | 0.46* | 0.52 | 0.48 |
| Weighted average shares, basic millions of shares | 4 | 4* | 4 | 4 | 4 | 4* | 4 | 4 | 4 | 4* | 4 | 4 |
| Weighted average shares, diluted millions of shares | 4 | 4* | 4 | 4 | 4 | 4* | 4 | 4 | 4 | 4* | 4 | 4 |
Balance sheet
CSVFiscal quarters (FNWD's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Property and equipment, net | 39 | 38 | 48 | 49 | 48 | 47 | — | 46 | 46 | 45 | 44 | 44 |
| Right-of-use asset | — | — | — | — | — | — | — | — | — | 15 | 15 | 15 |
| Goodwill | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 |
| Total assets | 2,087 | 2,108 | 2,072 | 2,077 | 2,075 | 2,061 | 2,040 | 2,058 | 2,053 | 2,021 | 2,015 | 2,041 |
| Total deposits | 1,784 | 1,813 | 1,747 | 1,757 | 1,749 | 1,761 | 1,750 | 1,755 | 1,751 | 1,727 | 1,719 | 1,733 |
| Total liabilities | 1,968 | 1,961 | 1,920 | 1,928 | 1,915 | 1,909 | 1,888 | 1,904 | 1,887 | 1,847 | 1,843 | 1,862 |
| Retained earnings | 128 | 129 | 138 | 138 | 138 | 139 | 140 | 142 | 145 | 146 | 148 | 149 |
| Total stockholders' equity | 119 | 147 | 152 | 149 | 160 | 151 | 152 | 154 | 165 | 175 | 172 | 178 |
| Total liabilities and equity | 2,087 | 2,108 | 2,072 | 2,077 | 2,075 | 2,061 | 2,040 | 2,058 | 2,053 | 2,021 | 2,015 | 2,041 |
| Common shares outstanding (cover page) millions of shares | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
Cash flows
CSVFiscal quarters (FNWD's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net income (loss) | 2 | 2* | 9 | 0 | 1 | 2* | 0 | 2 | 3 | 2* | 2 | 2 |
| Stock-based compensation | 0* | 0* | 0 | 0* | 0* | 0* | 0 | 0* | 0* | 0* | 0 | 0* |
| Net cash from operating activities | 5* | 2* | (0) | 3* | (4)* | 11* | (4) | 5* | 1* | 8* | 4 | 5* |
| Purchases of property and equipment | 0* | 0* | 1 | 2* | 1* | 0* | 0 | 0* | 0* | 0* | 0 | 0* |
| Net cash from investing activities | 11* | 15* | 39 | 3* | 1* | (0)* | 20 | 10* | 14* | 51* | (2) | (46)* |
| Dividends paid | 1* | 1* | 1 | 1* | 1* | 1* | 1 | 0* | 1* | 1* | 1 | 1* |
| Net cash from financing activities | (61)* | (2)* | (53) | 6* | (8)* | (12)* | (14) | 16* | (15)* | (43)* | (2) | 17* |
| Net change in cash | (44)* | 14* | (14) | 11* | (12)* | (1)* | 2 | 31* | 1* | 15* | (1) | (24)* |
Compare with peers
SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| Finward Bancorp | 17 | not reported | 4.7* | 4.3M | 10-QJun 30, 2026 |
| ECB Bancorp | 2.9 | 0.2 | 12* | 8.7M | 10-QJun 30, 2026 |
| Riverview Bancorp | 102 | not reported | 2 | 20.0M | 10-QJun 30, 2026 |
| SR Bancorp | 71 | not reported | 3.9* | 7.9M | 10-KJun 30, 2026 |
| Pioneer Bancorp | 95 | 4.3 | 15* | 24.8M | 10-QJun 30, 2026 |
| Citizens Community Bancorp | 122 | not reported | 7.9* | 9.7M | 10-QJun 30, 2026 |
| BV Financial | 69 | not reported | 4.4* | 8.5M | 10-QJun 30, 2026 |
| BCB Bancorp | 197 | not reported | 9.6* | 18.1M | 10-QJun 30, 2026 |
| First Capital | 21 | 1.9 | 4.3* | 3.3M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.