OMF · XBRL financial data

OneMain Holdings financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (OMF's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Income tax expense (benefit)	247	427	285	199	158	218
Net income (loss)	730	1,314	878	641	509	783
Earnings per share, basic USD per share	5.42	9.90	7.07	5.33	4.26	6.59
Earnings per share, diluted USD per share	5.41	9.87	7.06	5.32	4.24	6.56
Weighted average shares, basic millions of shares	135	133	124	120	120	119
Weighted average shares, diluted millions of shares	135	133	124	121	120	119

Fiscal years (OMF's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	2,272	541	498	1,014	458	914
Right-of-use asset	153	140	152	165	152	120
Goodwill	1,422	1,437	1,437	1,437	1,474	1,474
Total assets	22,471	22,079	22,533	24,294	25,910	27,388
Total liabilities	19,030	18,986	19,504	21,108	22,719	23,987
Retained earnings	1,691	1,727	2,125	2,285	2,296	2,579
Total stockholders' equity	3,441	3,093	3,029	3,186	3,191	3,401
Total liabilities and equity	22,471	22,079	22,533	24,294	25,910	27,388
Common shares outstanding (cover page) millions of shares	134	127	121	120	119	117

Fiscal years (OMF's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	730	1,314	878	641	509	783
Stock-based compensation	17	23	31	36	30	36
Net cash from operating activities	2,212	2,247	2,387	2,519	2,699	3,132
Net cash from investing activities	(751)	(2,143)	(2,119)	(2,862)	(3,266)	(3,161)
Share repurchases	45	368	303	65	35	141
Dividends paid	806	1,274	480	487	498	499
Repayments of long-term debt	6,792	3,921	5,149	3,328	3,687	6,824
Net cash from financing activities	(370)	(1,810)	(326)	932	161	500
Net change in cash	1,091	(1,706)	(58)	589	(406)	471

SIC 6141 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6141 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
OneMain Holdings	936	not reported	not reported	114.5M	Q3 FY26 10-QSep 30, 2026
SLM	2,165	not reported	(106)*	182.8M	Q3 FY26 10-QSep 30, 2026
Credit Acceptance	1.3	595	336*	10.1M	Q3 FY26 10-QSep 30, 2026
Bread Financial Holdings	3,961	1,017	601*	38.0M	Q3 FY26 10-QSep 30, 2026
Affirm Holdings	1,630	1,166*	296*	not reported	Q4 FY26 10-KJun 30, 2026
Nelnet	172	not reported	78*	not reported	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.