OFG · XBRL financial data

OFG Bancorp financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (OFG's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	0	0	0	0	—	—
Interest expense	65	42	33	88	—	—
Income tax expense (benefit)	20	68	78	83	56	29
Net income (loss)	74	146	166	182	198	205
Earnings per share, basic USD per share	1.32	2.85	3.46	3.85	4.25	4.60
Earnings per share, diluted USD per share	1.32	2.81	3.44	3.83	4.23	4.58
Weighted average shares, basic millions of shares	51	51	48	47	47	45
Weighted average shares, diluted millions of shares	52	51	48	48	47	45

Fiscal years (OFG's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	2,154	2,023	550	748	591	1,040
Property and equipment, net	84	92	107	104	105	94
Right-of-use asset	31	29	25	22	19	21
Goodwill	86	86	84	84	84	84
Total assets	9,826	9,900	9,819	11,344	11,501	12,466
Total deposits	8,416	8,603	8,568	9,762	9,605	10,263
Total liabilities	8,740	8,831	8,776	10,151	10,246	11,076
Retained earnings	300	400	516	639	772	905
Total stockholders' equity	1,086	1,069	1,042	1,193	1,254	1,390
Total liabilities and equity	9,826	9,900	9,819	11,344	11,501	12,466
Common shares outstanding (cover page) millions of shares	51	49	48	47	45	43

Fiscal years (OFG's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	74	146	166	182	198	205
Stock-based compensation	2	6	4	5	7	6
Depreciation and amortization	—	—	—	20	21	20
Net cash from operating activities	(89)	100	164	296	253	218
Purchases of property and equipment	15	23	31	18	21	18
Net cash from investing activities	881	(183)	(1,513)	(1,405)	(336)	(438)
Dividends paid	14	20	30	41	46	52
Net cash from financing activities	510	(49)	(125)	1,307	(74)	670
Net change in cash	1,303	(132)	(1,473)	198	(157)	449

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Ofg Bancorp	746	not reported	53*	42.3M	Q2 FY26 10-QJun 30, 2026
Banc of California	2,818	181	161*	158.0M	Q2 FY26 10-QJun 30, 2026
First Busey	665	197	41*	82.6M	Q2 FY26 10-QJun 30, 2026
Enterprise Financial Services	213	not reported	73*	35.7M	Q3 FY26 10-QSep 30, 2026
First Bancorp	132	not reported	102*	41.4M	Q3 FY26 10-QSep 30, 2026
NBT Bancorp	295	not reported	62*	52.0M	Q2 FY26 10-QJun 30, 2026
Customers Bancorp	4,179	not reported	107*	33.8M	Q2 FY26 10-QJun 30, 2026
Pathward Financial	149	190	52*	20.8M	Q3 FY26 10-QJun 30, 2026
City Holding	201	not reported	not reported	14.1M	Q3 FY26 10-QSep 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.