NBTB · XBRL financial data

NBT Bancorp financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (NBTB's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Revenue from contracts with customers	—	year only	—	—	—	year only	—	—	—	year only	—	—
Interest expense	42	52*	52	—	—	—	—	—	—	—	—	—
Income tax expense (benefit)	7	9*	9	9	11	10*	10	8	17	14*	16	16
Net income (loss)	25	30*	34	33	38	36*	37	23	54	56*	51	53
Earnings per share, basic USD per share	0.54	0.65*	0.72	0.69	0.81	0.76*	0.78	0.45	1.04	1.06*	0.98	1.02
Earnings per share, diluted USD per share	0.54	0.63*	0.71	0.69	0.80	0.75*	0.77	0.44	1.03	1.04*	0.98	1.02
Weighted average shares, basic millions of shares	45	47*	47	47	47	47*	47	51	52	52*	52	52
Weighted average shares, diluted millions of shares	45	48*	47	47	47	48*	47	51	52	53*	52	52

Fiscal quarters (NBTB's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	673	205	319	208	482	284	254	542	640	487	716	295
Property and equipment, net	83	81	80	79	80	81	82	96	99	99	100	98
Right-of-use asset	—	27	—	—	—	28	—	—	—	31	—	—
Goodwill	360	362	362	362	362	363	363	454	454	453	453	453
Total assets	13,828	13,309	13,439	13,502	13,840	13,787	13,864	16,015	16,113	15,995	16,204	16,215
Total deposits	11,401	10,969	11,195	11,271	11,588	11,547	11,709	13,515	13,661	13,499	13,743	13,537
Total liabilities	12,465	11,883	11,998	12,040	12,318	12,261	12,298	14,210	14,259	14,099	14,290	14,271
Retained earnings	1,006	1,022	1,041	1,058	1,080	1,100	1,121	1,126	1,161	1,197	1,229	1,263
Total stockholders' equity	1,363	1,426	1,441	1,462	1,522	1,526	1,566	1,805	1,853	1,896	1,914	1,944
Total liabilities and equity	13,828	13,309	13,439	13,502	13,840	13,787	13,864	16,015	16,113	15,995	16,204	16,215
Common shares outstanding (cover page) millions of shares	47	47	47	47	47	47	47	52	52	52	52	52

Fiscal quarters (NBTB's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	25	30*	34	33	38	36*	37	23	54	56*	51	53
Stock-based compensation	1*	1*	2	2*	1*	1*	2	1*	2*	1*	3	1*
Net cash from operating activities	55*	36*	37	51*	52*	49*	42	46*	81*	66*	53	62*
Net cash from investing activities	67*	48*	(13)	(180)*	(58)*	(148)*	(113)	332*	(14)*	(36)*	(6)	(429)*
Share repurchases	2*	0*	0	0*	0*	0*	0	0*	0*	10*	11	3*
Dividends paid	15*	15*	15	15*	16*	16*	16	18*	19*	19*	19	19*
Net cash from financing activities	350*	(551)*	90	18*	281*	(100)*	41	(91)*	32*	(183)*	182	(54)*

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
NBT Bancorp	295	not reported	62*	52.0M	Q2 FY26 10-QJun 30, 2026
Banner	558	not reported	77*	36.4M	Q3 FY26 10-QSep 30, 2026
First Merchants	87	not reported	78*	62.7M	Q3 FY26 10-QSep 30, 2026
Stock Yards Bancorp	89	not reported	58*	31.1M	Q2 FY26 10-QJun 30, 2026
Enterprise Financial Services	213	not reported	73*	35.7M	Q3 FY26 10-QSep 30, 2026
Wafd	676	8.1	70*	74.0M	Q3 FY26 10-QJun 30, 2026
First Financial Bancorp	206	not reported	31*	105.0M	Q2 FY26 10-QJun 30, 2026
First Busey	665	197	41*	82.6M	Q2 FY26 10-QJun 30, 2026
Ofg Bancorp	746	not reported	53*	42.3M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.