NBTB · XBRL financial data

NBT Bancorp financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (NBTB's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue from contracts with customers	141	151	151	145	166	183
Interest expense	33	19	22	145	—	—
Income tax expense (benefit)	29	45	44	35	39	50
Net income (loss)	104	155	152	119	141	169
Earnings per share, basic USD per share	2.39	3.57	3.54	2.67	2.98	3.34
Earnings per share, diluted USD per share	2.37	3.54	3.52	2.65	2.97	3.33
Weighted average shares, basic millions of shares	44	43	43	45	47	51
Weighted average shares, diluted millions of shares	44	44	43	45	47	51

Fiscal years (NBTB's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	673	1,269	197	205	284	487
Property and equipment, net	74	72	69	81	81	99
Right-of-use asset	26	23	24	27	28	31
Goodwill	281	281	281	362	363	453
Total assets	10,933	12,012	11,739	13,309	13,787	15,995
Total deposits	9,082	10,234	9,496	10,969	11,547	13,499
Total liabilities	9,745	10,762	10,566	11,883	12,261	14,099
Retained earnings	749	856	958	1,022	1,100	1,197
Total stockholders' equity	1,188	1,250	1,174	1,426	1,526	1,896
Total liabilities and equity	10,933	12,012	11,739	13,309	13,787	15,995
Common shares outstanding (cover page) millions of shares	44	43	43	47	47	52

Fiscal years (NBTB's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	104	155	152	119	141	169
Stock-based compensation	5	4	5	5	6	5
Net cash from operating activities	142	158	183	157	189	235
Net cash from investing activities	(710)	(546)	(926)	(44)	(399)	169
Share repurchases	8	22	15	5	0	10
Dividends paid	47	48	50	56	62	73
Net cash from financing activities	1,023	985	(329)	(105)	289	(201)

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
NBT Bancorp	295	not reported	62*	52.0M	Q2 FY26 10-QJun 30, 2026
Banner	558	not reported	77*	36.4M	Q3 FY26 10-QSep 30, 2026
First Merchants	87	not reported	78*	62.7M	Q3 FY26 10-QSep 30, 2026
Stock Yards Bancorp	89	not reported	58*	31.1M	Q2 FY26 10-QJun 30, 2026
Enterprise Financial Services	213	not reported	73*	35.7M	Q3 FY26 10-QSep 30, 2026
Wafd	676	8.1	70*	74.0M	Q3 FY26 10-QJun 30, 2026
First Financial Bancorp	206	not reported	31*	105.0M	Q2 FY26 10-QJun 30, 2026
First Busey	665	197	41*	82.6M	Q2 FY26 10-QJun 30, 2026
Ofg Bancorp	746	not reported	53*	42.3M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.