FINW · XBRL financial data
Finwise Bancorp financial statements, every fiscal year
The same tables from 4 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (FINW's year ends in late December)
| In thousands of dollars | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|
| Other operating income (expense) | — | — | — | (37,599) |
| Interest expense | 1,434 | 9,975 | — | — |
| Income tax expense (benefit) | 10,916 | 6,353 | 4,247 | 5,669 |
| Net income (loss) | 25,115 | 17,460 | 12,742 | 16,091 |
| Earnings per share, basic USD per share | 1.96 | 1.38 | 0.98 | 1.20 |
| Earnings per share, diluted USD per share | 1.87 | 1.33 | 0.93 | 1.13 |
| Weighted average shares, basic thousands of shares | 12,730 | 12,489 | 12,612 | 12,828 |
| Weighted average shares, diluted thousands of shares | 13,357 | 12,910 | 13,229 | 13,565 |
Balance sheet
CSVFiscal years (FINW's year ends in late December)
| In thousands of dollars | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|
| Cash and cash equivalents | 100,567 | 116,975 | 109,162 | 163,400 |
| Property and equipment, net | 9,478 | 14,630 | 16,328 | 2,540 |
| Right-of-use asset | 5,041 | 4,293 | 3,564 | 2,963 |
| Total assets | 400,780 | 586,221 | 745,976 | 977,135 |
| Total deposits | 242,998 | 404,833 | 544,952 | 754,561 |
| Total liabilities | 260,321 | 431,165 | 572,256 | 783,940 |
| Retained earnings | 85,832 | 103,844 | 116,594 | 132,197 |
| Total stockholders' equity | 140,459 | 155,056 | 173,720 | 193,195 |
| Total liabilities and equity | 400,780 | 586,221 | 745,976 | 977,135 |
| Common shares outstanding (cover page) thousands of shares | 12,825 | 12,819 | 13,216 | 13,677 |
Cash flows
CSVFiscal years (FINW's year ends in late December)
| In thousands of dollars | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|
| Net income (loss) | 25,115 | 17,460 | 12,742 | 16,091 |
| Stock-based compensation | 778 | 2,046 | 2,046 | 3,579 |
| Depreciation and amortization | — | 2,300 | 3,200 | 900 |
| Net cash from operating activities | 61,153 | 12,265 | (14,991) | (28,424) |
| Purchases of property and equipment | 7,213 | 7,458 | 4,895 | 219 |
| Net cash from investing activities | (35,834) | (152,870) | (132,379) | (126,912) |
| Share repurchases | 1,136 | 4,741 | 461 | 0 |
| Net cash from financing activities | (10,506) | 157,013 | 139,557 | 209,574 |
| Net change in cash | — | 16,408 | (7,813) | 54,238 |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($K) | Revenue, quarter ($K) | Operating cash flow, quarter ($K) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Finwise Bancorp | 93,638 | not reported | (25,706)* | 13.9M | 3.6 quarters | 10-QJun 30, 2026 |
| Princeton Bancorp | 66,190 | not reported | 2,613* | 6.8M | — | 10-QJun 30, 2026 |
| OP Bancorp | 175,051 | 515 | (7,311)* | 14.9M | 23.9 quarters | 10-QJun 30, 2026 |
| Ames National | 107,244 | not reported | 3,436* | 8.9M | — | 10-QJun 30, 2026 |
| USCB Financial Holdings | 118,154 | not reported | 24,650* | 18.5M | — | 10-QJun 30, 2026 |
| National Bankshares | 54,563 | not reported | 3,512* | 6.4M | — | 10-QJun 30, 2026 |
| Eagle Financial Services | 143,992 | not reported | (12,523)* | 5.4M | 11.5 quarters | 10-QJun 30, 2026 |
| Virginia National Bankshares | 35,705 | not reported | 3,504* | 5.4M | — | 10-QJun 30, 2026 |
| Bank7 | 220,585 | not reported | 7,494* | 9.5M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.