FCF · XBRL financial data
First Commonwealth Financial financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (FCF's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 33 | 15 | 18 | 144 | 222 | 207 |
| Income tax expense (benefit) | 17 | 35 | 32 | 40 | 36 | 39 |
| Net income (loss) | 73 | 138 | 128 | 157 | 143 | 152 |
| Earnings per share, basic USD per share | 0.75 | 1.45 | 1.37 | 1.55 | 1.40 | 1.48 |
| Earnings per share, diluted USD per share | 0.75 | 1.44 | 1.37 | 1.54 | 1.39 | 1.47 |
| Weighted average shares, basic millions of shares | 97 | 96 | 94 | 102 | 102 | 103 |
| Weighted average shares, diluted millions of shares | 98 | 96 | 94 | 102 | 102 | 104 |
Balance sheet
CSVFiscal years (FCF's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 357 | 395 | 154 | 147 | 133 | 180 |
| Property and equipment, net | 126 | 121 | 115 | 121 | 116 | 114 |
| Right-of-use asset | 43 | 41 | 41 | 45 | 40 | 38 |
| Goodwill | 303 | 303 | 303 | 364 | 364 | 378 |
| Total assets | 9,068 | 9,545 | 9,806 | 11,459 | 11,585 | 12,343 |
| Total deposits | 7,439 | 7,982 | 8,005 | 9,192 | 9,678 | 10,251 |
| Total liabilities | 7,999 | 8,436 | 8,754 | 10,145 | 10,180 | 10,789 |
| Retained earnings | 597 | 691 | 775 | 881 | 971 | 1,068 |
| Total stockholders' equity | 1,069 | 1,109 | 1,052 | 1,314 | 1,405 | 1,554 |
| Total liabilities and equity | 9,068 | 9,545 | 9,806 | 11,459 | 11,585 | 12,343 |
| Common shares outstanding (cover page) millions of shares | 96 | 94 | 103 | 102 | 102 | 102 |
Cash flows
CSVFiscal years (FCF's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 73 | 138 | 128 | 157 | 143 | 152 |
| Net cash from operating activities | 106 | 165 | 151 | 151 | 129 | 188 |
| Purchases of property and equipment | 8 | 11 | 11 | 22 | 16 | 16 |
| Net cash from investing activities | (483) | (565) | (589) | (574) | (122) | (388) |
| Share repurchases | 21 | 31 | 16 | 15 | 13 | 36 |
| Dividends paid | 43 | 44 | 45 | 51 | 53 | 55 |
| Proceeds from long-term debt | 0 | 0 | 0 | 0 | 127 | 0 |
| Net cash from financing activities | 612 | 439 | 196 | 416 | (21) | 248 |
| Net change in cash | 235 | 39 | (241) | (7) | (14) | 47 |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| First Commonwealth Financial | 180 | not reported | 3.6* | 101.1M | 10-QJun 30, 2026 |
| Pathward Financial | 149 | 190 | 52* | 20.8M | 10-QJun 30, 2026 |
| City Holding | 201 | not reported | 36* | 14.1M | 10-QSep 30, 2026 |
| Customers Bancorp | 4,179 | not reported | 107* | 33.8M | 10-QJun 30, 2026 |
| Northwest Bancshares | 248 | not reported | 32* | 146.5M | 10-QJun 30, 2026 |
| Nicolet Bankshares | 103 | not reported | 73* | 20.8M | 10-QSep 30, 2026 |
| First Bancorp | 132 | not reported | 102* | 41.4M | 10-QSep 30, 2026 |
| FB Financial | 1,018 | not reported | 20* | 49.0M | 10-QSep 30, 2026 |
| Lakeland Financial | 116 | not reported | 42* | 24.7M | 10-QSep 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.
