CASH · XBRL financial data
Pathward Financial financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (CASH's year ends in late September)
| In millions of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Revenue | 499 | 550 | 601 | 704 | 797 | 840 |
| Selling, general and administrative | — | — | — | 0 | 0 | 0 |
| Interest expense | 34 | 7 | 5 | 11 | — | — |
| Income tax expense (benefit) | 6 | 11 | 28 | 16 | 34 | 36 |
| Net income (loss) | 105 | 142 | 156 | 164 | 183 | 186 |
| Earnings per share, basic USD per share | 2.94 | 4.38 | 5.26 | 6.01 | 7.21 | 7.91 |
| Earnings per share, diluted USD per share | 2.94 | 4.38 | 5.26 | 5.99 | 7.20 | 7.87 |
| Weighted average shares, basic millions of shares | 36 | 32 | 29 | 27 | 25 | 23 |
| Weighted average shares, diluted millions of shares | 36 | 32 | 29 | 27 | 25 | 24 |
Balance sheet
CSVFiscal years (CASH's year ends in late September)
| In millions of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 427 | 314 | 388 | 376 | 158 | 121 |
| Property and equipment, net | 42 | 45 | 42 | 39 | 39 | 41 |
| Right-of-use asset | 26 | 34 | 30 | 27 | 24 | 23 |
| Goodwill | 310 | 310 | 310 | 310 | 310 | 298 |
| Total assets | 6,092 | 6,691 | 6,747 | 7,536 | 7,532 | 7,172 |
| Total deposits | 4,979 | 5,515 | 5,866 | 6,589 | 5,875 | 5,887 |
| Total liabilities | 5,245 | 5,819 | 6,102 | 6,885 | 6,710 | 6,315 |
| Retained earnings | 235 | 259 | 245 | 279 | 337 | 360 |
| Total stockholders' equity | 844 | 871 | 645 | 652 | 822 | 858 |
| Total liabilities and equity | 6,092 | 6,691 | 6,747 | 7,536 | 7,532 | 7,172 |
| Common shares outstanding (cover page) millions of shares | 33 | 31 | 28 | 26 | 24 | 22 |
Cash flows
CSVFiscal years (CASH's year ends in late September)
| In millions of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 105 | 142 | 156 | 164 | 183 | 186 |
| Stock-based compensation | 10 | 7 | 10 | 11 | 10 | 10 |
| Net cash from operating activities | 467 | 582 | 269 | 303 | 489 | 451 |
| Purchases of property and equipment | 12 | 13 | 8 | 9 | 10 | 12 |
| Net cash from investing activities | (206) | (1,118) | (311) | (921) | (263) | 26 |
| Proceeds from issuing common stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends paid | 7 | 6 | 6 | 5 | 5 | 5 |
| Proceeds from long-term debt | 0 | 0 | 20 | 0 | 0 | — |
| Repayments of long-term debt | 0 | 0 | 75 | 0 | 0 | — |
| Net cash from financing activities | 40 | 423 | 118 | 605 | (443) | (513) |
| Net change in cash | 301 | (113) | 74 | (12) | (217) | (38) |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Pathward Financial | 149 | 190 | 52* | 20.8M | — | 10-QJun 30, 2026 |
| City Holding | 267 | not reported | 33* | 14.0M | — | 10-QJun 30, 2026 |
| Customers Bancorp | 4,179 | not reported | 107* | 33.8M | — | 10-QJun 30, 2026 |
| Comerica | 5,039 | 187 | (270)* | 127.7M | 18.7 quarters | 10-QSep 30, 2025 |
| First Commonwealth Financial | 180 | not reported | 3.6* | 101.1M | — | 10-QJun 30, 2026 |
| Northwest Bancshares | 248 | not reported | 32* | 146.5M | — | 10-QJun 30, 2026 |
| First Bancorp | 132 | not reported | 102* | 41.4M | — | 10-QSep 30, 2026 |
| Nicolet Bankshares | 103 | not reported | 73* | 20.8M | — | 10-QSep 30, 2026 |
| FB Financial | 1,018 | not reported | 20* | 49.0M | — | 10-QSep 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.