ACIC · XBRL financial data

American Coastal Insurance financial statements, every fiscal year

The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (ACIC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	847	635	455	287	297	335
General and administrative	72	57	63	29	45	40
Operating income (loss)	(132)	(84)	(455)	90	100	140
Interest expense	10	9	10	11	12	11
Other income (expense)	0	0	10	2	2	2
Income tax expense (benefit)	(37)	(24)	25	10	25	36
Net income (loss)	(96)	(58)	(470)	310	76	107
Earnings per share, basic USD per share	(2.25)	(1.35)	(10.91)	7.11	1.59	2.20
Earnings per share, diluted USD per share	(2.25)	(1.35)	(10.91)	6.98	1.54	2.15
Weighted average shares, basic millions of shares	43	43	43	44	48	48
Weighted average shares, diluted millions of shares	43	43	43	44	49	50

Fiscal years (ACIC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	239	212	230	139	137	199
Property and equipment, net	34	32	20	4	6	1
Right-of-use asset	2	2	1	1	3	3
Goodwill	73	73	59	59	59	59
Total assets	2,849	2,699	2,837	1,060	1,216	1,073
Total liabilities	2,431	2,367	3,020	892	980	755
Accumulated deficit	(7)	(75)	(546)	(237)	(185)	(115)
Total stockholders' equity	396	312	(182)	169	236	318
Total liabilities and equity	2,849	2,699	2,837	1,060	1,216	1,073
Common shares outstanding (cover page) millions of shares	43	43	43	48	48	49

Fiscal years (ACIC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	(96)	(58)	(470)	310	76	107
Stock-based compensation	1	1	1	1	3	4
Depreciation and amortization	6	8	6	2	5	4
Net cash from operating activities	(10)	(295)	(173)	(136)	244	71
Purchases of property and equipment	11	5	3	0	0	0
Net cash from investing activities	37	251	237	(3)	(179)	1
Proceeds from issuing common stock	—	—	0	27	12	1
Dividends paid	10	10	3	0	24	0
Repayments of long-term debt	1	2	4	0	—	—
Net cash from financing activities	(12)	(12)	(25)	27	(14)	(1)

SIC 6331 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6331 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
American Coastal Insurance	219	83	58*	47.3M	—	Q2 FY26 10-QJun 30, 2026
James River Group Holdings	196	161	(5.1)*	46.2M	58.3 quarters	Q2 FY26 10-QJun 30, 2026
Global Indemnity Group	98	116	(16)*	not reported	6.2 quarters	Q2 FY26 10-QJun 30, 2026
KINGSWAY	7.4	39	1.2*	28.9M	—	Q2 FY26 10-QJun 30, 2026
Donegal Group	24	241	5.9*	not reported	—	Q2 FY26 10-QJun 30, 2026
Kingstone Companies	17	66	29*	14.5M	—	Q2 FY26 10-QJun 30, 2026
Greenlight Capital Re	71	148	4.9*	32.2M	—	Q3 FY26 10-QSep 30, 2026
Ategrity Specialty Insurance Co Holdings	33	148	39*	47.9M	—	Q2 FY26 10-QJun 30, 2026
Maiden Holdings	29	14	(21)	99.7M	1.4 quarters	Q1 FY25 10-QMar 31, 2025

Not investment advice. Not affiliated with the U.S. SEC.