ACIC · XBRL financial data

American Coastal Insurance financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (ACIC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Revenue	53	73*	73	69	82	79*	72	86	90	86*	71	83
General and administrative	6	8*	10	10	8	18*	10	8	11	12*	11	10
Operating income (loss)	18	15*	30	24	36	9*	25	36	42	37*	26	28
Interest expense	3	3*	3	3	3	3*	3	3	3	3*	2	2
Other income (expense)	(0)	1*	1	1	0	(0)*	1	1	1	(1)*	0	(0)
Income tax expense (benefit)	3	2*	8	6	9	3*	6	10	10	10*	6	7
Net income (loss)	11	14*	24	19	28	5*	21	26	32	27*	19	22
Earnings per share, basic USD per share	0.24	0.32*	0.50	0.40	0.59	0.10*	0.44	0.55	0.67	0.55*	0.40	0.46
Earnings per share, diluted USD per share	0.24	0.31*	0.48	0.39	0.57	0.10*	0.43	0.53	0.65	0.53*	0.39	0.44
Weighted average shares, basic millions of shares	43	45*	47	48	48	48*	48	48	49	49*	49	48
Weighted average shares, diluted millions of shares	44	46*	49	49	50	50*	50	50	50	50*	50	49

Fiscal quarters (ACIC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	111	139	285	229	183	137	167	315	268	199	117	219
Property and equipment, net	4	4	10	9	7	6	5	4	3	1	1	1
Right-of-use asset	1	1	0	0	0	3	3	3	3	3	3	3
Goodwill	59	59	59	59	59	59	59	59	59	59	59	59
Total assets	1,150	1,060	1,077	1,311	1,144	1,216	1,160	1,347	1,179	1,073	997	1,244
Total liabilities	1,029	892	873	1,088	884	980	899	1,055	852	755	665	903
Accumulated deficit	(252)	(237)	(214)	(194)	(166)	(185)	(163)	(137)	(104)	(115)	(95)	(73)
Total stockholders' equity	121	169	204	223	260	236	261	292	327	318	332	341
Total liabilities and equity	1,150	1,060	1,077	1,311	1,144	1,216	1,160	1,347	1,179	1,073	997	1,244
Common shares outstanding (cover page) millions of shares	44	48	48	48	48	48	48	49	49	49	48	47

Fiscal quarters (ACIC's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	11	14*	24	19	28	5*	21	26	32	27*	19	22
Stock-based compensation	0*	0*	0	1*	1*	1*	1	1*	1*	1*	1	2*
Depreciation and amortization	0	1*	1	1	1	1*	1	1	1	1*	0	0
Net cash from operating activities	48*	49*	124	126*	(9)*	2*	26	128*	(36)*	(48)*	(6)	58*
Purchases of property and equipment	(0)*	0*	0	0*	0*	0*	0	0*	0*	0*	0	0*
Net cash from investing activities	5*	(34)*	(2)	(151)*	(10)*	(16)*	5	25*	(12)*	(17)*	(7)	34*
Proceeds from issuing common stock	0	27*	11	0	0	0*	0	0	0*	0*	0	0*
Dividends paid	0*	0*	—	—	—	year only	0	0*	—	year only	37	0*
Repayments of long-term debt	0*	0*	—	—	—	—	—	—	—	—	—	—
Net cash from financing activities	0*	27*	11	0*	0*	(25)*	0	0*	0*	(2)*	(42)	(14)*

SIC 6331 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6331 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
American Coastal Insurance	219	83	58*	47.3M	—	Q2 FY26 10-QJun 30, 2026
James River Group Holdings	196	161	(5.1)*	46.2M	58.3 quarters	Q2 FY26 10-QJun 30, 2026
Global Indemnity Group	98	116	(16)*	not reported	6.2 quarters	Q2 FY26 10-QJun 30, 2026
KINGSWAY	7.4	39	1.2*	28.9M	—	Q2 FY26 10-QJun 30, 2026
Donegal Group	24	241	5.9*	not reported	—	Q2 FY26 10-QJun 30, 2026
Kingstone Companies	17	66	29*	14.5M	—	Q2 FY26 10-QJun 30, 2026
Greenlight Capital Re	71	148	4.9*	32.2M	—	Q3 FY26 10-QSep 30, 2026
Ategrity Specialty Insurance Co Holdings	33	148	39*	47.9M	—	Q2 FY26 10-QJun 30, 2026
Maiden Holdings	29	14	(21)	99.7M	1.4 quarters	Q1 FY25 10-QMar 31, 2025

Not investment advice. Not affiliated with the U.S. SEC.