WRLD · XBRL financial data
World Acceptance financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (WRLD's year ends in late March)
| In millions of dollars | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | Mar 31, 2025 | Mar 31, 2026 |
|---|---|---|---|---|---|---|
| Revenue | 526 | 582 | 617 | 573 | 565 | 585 |
| General and administrative | 302 | 297 | 279 | 269 | 241 | 302 |
| Interest expense | 26 | 33 | 50 | 48 | 43 | 49 |
| Income tax expense (benefit) | 23 | 12 | 6 | 22 | 22 | 11 |
| Net income (loss) | 88 | 54 | 21 | 77 | 90 | 35 |
| Earnings per share, basic USD per share | 13.59 | 8.88 | 3.69 | 13.45 | 16.54 | 7.00 |
| Earnings per share, diluted USD per share | 13.23 | 8.47 | 3.60 | 13.19 | 16.30 | 6.88 |
| Weighted average shares, basic millions of shares | 6 | 6 | 6 | 6 | 5 | 5 |
| Weighted average shares, diluted millions of shares | 7 | 6 | 6 | 6 | 6 | 5 |
Balance sheet
CSVFiscal years (WRLD's year ends in late March)
| In millions of dollars | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | Mar 31, 2025 | Mar 31, 2026 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 16 | 19 | 17 | 12 | 10 | 6 |
| Property and equipment, net | 26 | 24 | 24 | 23 | 20 | 17 |
| Right-of-use asset | 90 | 86 | 81 | 80 | 76 | 72 |
| Goodwill | 7 | 7 | 7 | 7 | 7 | 7 |
| Total assets | 954 | 1,218 | 1,117 | 1,056 | 1,008 | 1,054 |
| Total liabilities | 549 | 845 | 732 | 632 | 568 | 703 |
| Retained earnings | 149 | 92 | 97 | 138 | 173 | 72 |
| Total stockholders' equity | 405 | 373 | 385 | 424 | 439 | 351 |
| Total liabilities and equity | 954 | 1,218 | 1,117 | 1,056 | 1,008 | 1,054 |
| Common shares outstanding (cover page) millions of shares | 7 | 6 | 6 | 6 | 5 | 5 |
Cash flows
CSVFiscal years (WRLD's year ends in late March)
| In millions of dollars | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | Mar 31, 2025 | Mar 31, 2026 |
|---|---|---|---|---|---|---|
| Net income (loss) | 88 | 54 | 21 | 77 | 90 | 35 |
| Stock-based compensation | 19 | 18 | 9 | (2) | (20) | — |
| Net cash from operating activities | 200 | 281 | 292 | 266 | 254 | 259 |
| Purchases of property and equipment | 12 | 6 | 6 | 6 | 4 | 4 |
| Net cash from investing activities | (55) | (461) | (181) | (135) | (153) | (233) |
| Share repurchases | 102 | 111 | 14 | 36 | 54 | 132 |
| Net cash from financing activities | (140) | 183 | (114) | (135) | (104) | (7) |
| Net change in cash | 4 | 3 | (3) | (5) | (2) | 20 |
Compare with peers
SIC 6141 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6141 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| World Acceptance | 10 | 139 | 64 | 4.7M | — | 10-QJun 30, 2026 |
| Atlanticus Holdings | 555 | 744 | 277* | 15.2M | — | 10-QJun 30, 2026 |
| Regional Management | 7.6 | 179 | 83* | 8.9M | — | 10-QSep 30, 2026 |
| Open Lending | 173 | 20 | (0.8) | 118.2M | 226.8 quarters | 10-QMar 31, 2026 |
| Happen | 15 | 263 | (692)* | 115.2M | — | 10-QSep 30, 2026 |
| Nelnet | 172 | not reported | 78* | not reported | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.
