UBCP · XBRL financial data

United Bancorp financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (UBCP's year ends in late December)

In thousands of dollars	FY 2019Dec 31, 2019	FY 2020Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Interest expense	6,123	2,596	3,273	11,014	—	—
Income tax expense (benefit)	599	1,230	879	541	(107)	(86)
Net income (loss)	6,810	9,451	8,657	8,950	7,402	7,753
Earnings per share, basic USD per share	1.19	1.62	1.50	1.57	1.27	1.34
Earnings per share, diluted USD per share	1.19	1.62	1.50	1.57	1.27	1.34
Weighted average shares, basic thousands of shares	—	5,477	5,483	5,490	5,540	5,492
Weighted average shares, diluted thousands of shares	—	5,477	5,483	5,490	5,540	5,492

Fiscal years (UBCP's year ends in late December)

In thousands of dollars	FY 2019Dec 31, 2019	FY 2020Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	14,985	82,999	30,080	40,770	19,608	46,528
Marketable securities, non-current	—	146,313	217,624	—	—	—
Property and equipment, net	12,402	12,757	12,144	14,984	23,599	34,095
Goodwill	682	682	682	682	682	682
Total assets	685,706	724,456	757,400	819,449	816,656	857,445
Total deposits	548,069	605,136	649,913	621,459	613,494	641,366
Total liabilities	625,784	652,755	697,663	755,856	753,199	786,930
Retained earnings	27,905	37,847	41,945	44,018	46,307	48,576
Total stockholders' equity	59,922	71,701	59,737	63,593	63,457	70,515
Total liabilities and equity	685,706	724,456	757,400	819,449	816,656	857,445
Common shares outstanding (cover page) thousands of shares	5,917	5,929	5,740	5,703	5,966	5,757

Fiscal years (UBCP's year ends in late December)

In thousands of dollars	FY 2019Dec 31, 2019	FY 2020Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	6,810	9,451	8,657	8,950	7,402	7,753
Stock-based compensation	293	414	1,005	658	884	357
Net cash from operating activities	8,617	8,192	8,481	9,463	8,448	10,456
Purchases of property and equipment	1,336	777	511	1,081	9,695	11,778
Net cash from investing activities	(95,793)	(1,209)	(103,256)	(48,472)	(19,465)	(4,515)
Share repurchases	416	72	767	733	687	317
Dividends paid	3,226	4,101	4,559	4,789	5,113	5,484
Net cash from financing activities	76,908	24,424	41,856	49,699	(10,145)	20,979
Net change in cash	—	31,407	(52,919)	10,690	(21,162)	26,920

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($K)	Revenue, quarter ($K)	Operating cash flow, quarter ($K)	Shares outstanding	Runway	Quarter
United Bancorp	45,984	not reported	1,036*	5.7M	—	Q2 FY26 10-QJun 30, 2026
F&M Bank	60,754	not reported	5,030*	3.6M	—	Q2 FY26 10-QJun 30, 2026
First US Bancshares	58,937	not reported	697*	5.5M	—	Q2 FY26 10-QJun 30, 2026
Juniata Valley Financial	5,750	8,802	3,232*	5.0M	—	Q2 FY26 10-QJun 30, 2026
Uwharrie Capital	91,712	not reported	7,014*	7.1M	—	Q2 FY26 10-QJun 30, 2026
Patriot National Bancorp	121,509	not reported	(5,633)*	118.7M	21.6 quarters	Q2 FY26 10-QJun 30, 2026
Consumers Bancorp	not reported	not reported	not reported	not reported	—	—
Avidbank Holdings	159,909	not reported	15,863*	11.0M	—	Q2 FY26 10-QJun 30, 2026
Bank of the James Financial Group	35,545	not reported	632*	4.5M	—	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.