FMBM · XBRL financial data
F&M Bank financial statements, every quarter
The same tables from 13 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal quarters (FMBM's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0* | — | — | — | — | — | — | — | — | — | — | — |
| Interest expense | 7 | 7* | 7 | 8 | 8 | 8* | 7 | 6 | 7 | 7* | 6 | 6 |
| Income tax expense (benefit) | (0) | (0)* | (0) | 0 | (0) | 0* | 0 | 0 | 0 | 0* | 0 | 1 |
| Net income (loss) | 1 | 0* | 1 | 3 | 1 | 2* | 2 | 3 | 3 | 3* | 3 | 5 |
| Earnings per share, basic USD per share | — | — | — | — | — | — | — | 0.84 | — | — | — | 1.52 |
| Earnings per share, diluted USD per share | — | — | 0.35 | 0.86 | 0.23 | — | 0.70 | 0.84 | 0.82 | — | 0.91 | 1.50 |
| Weighted average shares, basic millions of shares | 3,481 | — | — | — | — | — | — | 3,540 | — | — | — | 3,551 |
| Weighted average shares, diluted millions of shares | — | — | 3,490 | 4 | 4 | — | 3,531 | 4 | 4 | — | 3,560 | 3,584 |
Balance sheet
CSVFiscal quarters (FMBM's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and cash equivalents | 22 | 24 | 52 | 50 | 60 | 57 | 89 | 47 | 84 | 69 | 86 | 61 |
| Accounts receivable | — | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
| Property and equipment, net | 24 | 24 | 23 | 23 | 23 | 22 | 22 | 22 | 22 | 22 | 22 | 22 |
| Goodwill | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Total assets | 1,282 | 1,295 | 1,316 | 1,310 | 1,345 | 1,302 | 1,312 | 1,312 | 1,358 | 1,374 | 1,409 | 1,397 |
| Accrued liabilities | — | 4 | — | — | — | 4 | — | — | — | 4 | — | — |
| Current portion of long-term debt | 7 | 7 | 7 | 7 | 7 | — | — | — | — | — | — | — |
| Total deposits | 1,134 | 1,133 | 1,156 | 1,185 | 1,218 | 1,195 | 1,200 | 1,196 | 1,235 | 1,245 | 1,275 | 1,257 |
| Long-term debt | — | 7 | — | — | — | 7 | — | — | — | — | — | — |
| Total liabilities | 1,215 | 1,216 | 1,238 | 1,228 | 1,255 | 1,216 | 1,221 | 1,217 | 1,257 | 1,269 | 1,302 | 1,285 |
| Retained earnings | 81 | 81 | 81 | 83 | 83 | 85 | 86 | 88 | 90 | 92 | 95 | 99 |
| Total stockholders' equity | 67 | 78 | 78 | 82 | 90 | 86 | 91 | 95 | 101 | 105 | 107 | 112 |
| Total liabilities and equity | 1,282 | 1,295 | 1,316 | 1,310 | 1,345 | 1,302 | 1,312 | 1,312 | 1,358 | 1,374 | 1,409 | 1,397 |
| Common shares outstanding (cover page) millions of shares | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
Cash flows
CSVFiscal quarters (FMBM's year ends in late December)
| In millions of dollars | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net income (loss) | 1 | 0* | 1 | 3 | 1 | 2* | 2 | 3 | 3 | 3* | 3 | 5 |
| Stock-based compensation | 0 | 0* | 0 | 0* | 0 | 0* | 0 | 0* | 0* | 0* | 0 | 0* |
| Depreciation and amortization | — | year only | — | — | — | year only | — | — | — | year only | — | — |
| Net cash from operating activities | 6* | (8)* | 3 | (0)* | 1* | 4* | 6 | 2* | 7* | 2* | 6 | 5* |
| Purchases of property and equipment | 0* | 0* | 0 | 0* | 0* | 0* | 0 | 0* | 0* | 0* | 1 | 0* |
| Net cash from investing activities | (30)* | 12* | 4 | 10* | (19)* | 32* | 23 | (40)* | (8)* | (29)* | (18) | (12)* |
| Proceeds from issuing common stock | 0* | 0* | 0 | 0* | 0* | (0)* | 0 | 0* | 0* | (0)* | 0 | 0* |
| Share repurchases | — | — | — | — | — | 0* | — | — | — | 0* | — | — |
| Dividends paid | — | — | 1 | 1* | 1* | 1* | 1 | 1* | 1* | 1* | 1 | 1* |
| Repayments of long-term debt | 0* | — | — | — | — | — | — | — | — | — | — | — |
| Net cash from financing activities | 9* | (2)* | 22 | (12)* | 27* | (39)* | 4 | (4)* | 38* | 12* | 29 | (18)* |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| F&M Bank | 61 | not reported | 5* | 3.6M | — | 10-QJun 30, 2026 |
| United Bancorp | 46 | not reported | 1* | 5.7M | — | 10-QJun 30, 2026 |
| First US Bancshares | 59 | not reported | 0.7* | 5.5M | — | 10-QJun 30, 2026 |
| Juniata Valley Financial | 5.8 | 8.8 | 3.2* | 5.0M | — | 10-QJun 30, 2026 |
| Patriot National Bancorp | 122 | not reported | (5.6)* | 118.7M | 21.6 quarters | 10-QJun 30, 2026 |
| Uwharrie Capital | 92 | not reported | 7* | 7.1M | — | 10-QJun 30, 2026 |
| Consumers Bancorp | not reported | not reported | not reported | not reported | — | — |
| Avidbank Holdings | 160 | not reported | 16* | 11.0M | — | 10-QJun 30, 2026 |
| Bank of the James Financial Group | 36 | not reported | 0.6* | 4.5M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.