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UBCP · XBRL financial data

United Bancorp financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

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How these numbers work
  • Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
  • Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
  • * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
  • 0 means a filing states zero; a dash (—) means no filing states that number.
  • “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
  • Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
  • Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
  • Shares outstanding come from each filing's cover page, as of the date printed there.
  • Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

CSV

Fiscal quarters (UBCP's year ends in late December)

In thousands of dollarsSep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
Interest expense3,0853,2033,506—————————
Income tax expense (benefit)58202150(127)(64)(66)(26)22(20)(62)(160)(34)
Net income (loss)2,3922,3901,9931,7391,8201,8491,8721,9141,9312,0361,9112,095
Earnings per share, basic USD per share0.420.420.350.300.310.310.320.330.340.350.330.36
Earnings per share, diluted USD per share0.420.420.350.300.310.310.320.330.340.350.330.36
Weighted average shares, basic thousands of shares5,4895,492*5,5005,6305,6215,408*5,5665,4915,4865,426*5,4975,473
Weighted average shares, diluted thousands of shares5,4895,492*5,5005,6305,6215,408*5,5665,4915,4865,426*5,4975,473

Balance sheet

CSV

Fiscal quarters (UBCP's year ends in late December)

In thousands of dollarsSep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
Cash and cash equivalents70,89240,77046,87737,57037,77819,60836,40349,68645,65246,52827,24045,984
Property and equipment, net12,33614,98418,11518,57624,51923,59924,96727,00830,17134,09535,72836,472
Goodwill682682682682682682682682682682682682
Total assets814,281819,449834,027821,815825,482816,656830,681847,884866,756857,445858,499877,972
Total deposits628,012621,459625,750623,189615,819613,494624,081642,945645,193641,366666,657686,945
Total liabilities761,691755,856770,821761,218760,022753,199769,880788,226800,286786,930791,000805,884
Retained earnings42,62944,01844,07344,77145,53146,30746,04646,85647,67048,57648,29149,224
Total stockholders' equity52,59063,59363,20660,59765,46063,45760,80159,65866,47070,51567,49972,088
Total liabilities and equity814,281819,449834,027821,815825,482816,656830,681847,884866,756857,445858,499877,972
Common shares outstanding (cover page) thousands of shares5,7165,7035,9545,9515,7895,9665,7945,7745,7745,7575,7815,736

Cash flows

CSV

Fiscal quarters (UBCP's year ends in late December)

In thousands of dollarsSep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
Net income (loss)2,3922,3901,9931,7391,8201,8491,8721,9141,9312,0361,9112,095
Stock-based compensation73*72*543137*41*163*8988*88*92*10099*
Net cash from operating activities3,118*2,715*3,615(950)*4,698*1,085*1,0643,781*3,165*2,446*2661,036*
Purchases of property and equipment426*129*3,392566*6,252*(515)*1,6582,317*3,532*4,271*2,0441,176*
Net cash from investing activities(2,293)*(23,478)*(10,212)2,629*(1,620)*(10,262)*275(6,193)*(18,284)*19,687*(28,466)5,134*
Share repurchases0*0*65632*(1)*0*4980*0*188*374342*
Dividends paid986*1,003*1,9381,041*1,061*1,073*2,1331,104*1,117*1,130*2,1961,162*
Net cash from financing activities(11,696)*(9,359)*12,704(10,986)*(2,870)*(8,993)*15,45615,695*11,085*(21,257)*8,91212,574*
Net change in cash(10,871)*(30,122)*6,107(9,307)*208*(18,170)*16,79513,283*(4,034)*876*(19,288)18,744*

Compare with peers

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen
  • SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
  • Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
  • Runway shows only for companies burning cash with under $10B of public float.
  • * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
  • A cell reading “not reported” means the filings give no figure for that quarter alone.
CompanyCash ($K)Revenue, quarter ($K)Operating cash flow, quarter ($K)Shares outstandingRunwayQuarter
United Bancorp45,984not reported1,036*5.7M— 10-QJun 30, 2026
F&M Bank60,754not reported5,030*3.6M— 10-QJun 30, 2026
First US Bancshares58,937not reported697*5.5M— 10-QJun 30, 2026
Juniata Valley Financial5,7508,8023,232*5.0M— 10-QJun 30, 2026
Uwharrie Capital91,712not reported7,014*7.1M— 10-QJun 30, 2026
Patriot National Bancorp121,509not reported(5,633)*118.7M21.6 quarters 10-QJun 30, 2026
Consumers Bancorpnot reportednot reportednot reportednot reported——
Avidbank Holdings159,909not reported15,863*11.0M— 10-QJun 30, 2026
Bank of the James Financial Group35,545not reported632*4.5M— 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.