SBFG · XBRL financial data
SB Financial Group financial statements, every fiscal year
The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (SBFG's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 7 | 4 | 5 | 19 | — | — |
| Income tax expense (benefit) | 3 | 4 | 3 | 3 | 2 | 3 |
| Net income (loss) | 15 | 18 | 13 | 12 | 11 | 14 |
| Earnings per share, basic USD per share | 1.96 | 2.58 | 1.79 | 1.77 | 1.72 | 2.19 |
| Earnings per share, diluted USD per share | 1.96 | 2.56 | 1.77 | 1.75 | 1.72 | 2.19 |
| Weighted average shares, basic millions of shares | 8 | 7 | 7 | 7 | 7 | 6 |
| Weighted average shares, diluted millions of shares | 8 | 7 | 7 | 7 | 7 | 6 |
Balance sheet
CSVFiscal years (SBFG's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 141 | 150 | 28 | 23 | 26 | 72 |
| Marketable securities, non-current | — | — | — | 1 | — | — |
| Property and equipment, net | 24 | 23 | 23 | 21 | 20 | 22 |
| Goodwill | 22 | 23 | 23 | 23 | 23 | 27 |
| Total assets | 1,258 | 1,331 | 1,336 | 1,343 | 1,380 | 1,545 |
| Total deposits | 1,049 | 1,113 | 1,087 | 1,070 | 1,153 | 1,307 |
| Long-term debt | — | 20 | 20 | 20 | 20 | — |
| Total liabilities | 1,115 | 1,186 | 1,217 | 1,219 | 1,252 | 1,404 |
| Retained earnings | 85 | 100 | 102 | 108 | 116 | 126 |
| Total stockholders' equity | 143 | 145 | 118 | 124 | 128 | 141 |
| Total liabilities and equity | 1,258 | 1,331 | 1,336 | 1,343 | 1,380 | 1,545 |
| Common shares outstanding (cover page) millions of shares | 7 | 7 | 7 | 7 | 7 | 6 |
Cash flows
CSVFiscal years (SBFG's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 15 | 18 | 13 | 12 | 11 | 14 |
| Stock-based compensation | 0 | 0 | 1 | 1 | 1 | 1 |
| Depreciation and amortization | 2 | 2 | 2 | 2 | 2 | 2 |
| Net cash from operating activities | 24 | 17 | 26 | 14 | 9 | 24 |
| Net cash from investing activities | (57) | (72) | (166) | (17) | (29) | (68) |
| Share repurchases | 7 | 10 | 6 | 3 | 5 | 6 |
| Dividends paid | 3 | 3 | 3 | 4 | 4 | 4 |
| Net cash from financing activities | 147 | 64 | 18 | (1) | 22 | 90 |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| SB Financial Group | 138 | not reported | 6.8* | 6.3M | — | 10-QJun 30, 2026 |
| Eagle Bancorp Montana | 29 | not reported | (2.1)* | 8.0M | 14.0 quarters | 10-QJun 30, 2026 |
| Meridian | 11 | 1.7 | (0.9)* | 11.9M | — | 10-QJun 30, 2026 |
| Hawthorn Bancshares | 33 | not reported | 10* | 6.9M | — | 10-QJun 30, 2026 |
| CB Financial Services | 76 | not reported | 7.4* | 5.1M | — | 10-QJun 30, 2026 |
| Hanover Bancorp | 141 | not reported | 18* | 7.1M | — | 10-QJun 30, 2026 |
| Peoples Bancorp of North Carolina | 57 | not reported | 8.8* | 5.5M | — | 10-QSep 30, 2026 |
| Landmark Bancorp | not reported | not reported | 3.4* | 6.1M | — | 10-QJun 30, 2026 |
| Ohio Valley Banc | 78 | not reported | 2.6* | 4.7M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.