PEBK · XBRL financial data

Peoples Bancorp of North Carolina financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (PEBK's year ends in late December)

In millions of dollars	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026	Q3 FY26Sep 30, 2026
Interest expense	6*	7	7	7	7*	6	6	6	6*	6	6	6
Income tax expense (benefit)	1	1	1	1	1*	1	2	1	2*	1	1	2
Net income (loss)	3	4	5	4	4*	4	5	4	7*	4	5	6
Earnings per share, basic USD per share	0.64	0.74	0.93	0.74	—	0.82	0.97	0.70	1.25*	0.83	0.98	1.08
Earnings per share, diluted USD per share	0.62	0.72	0.89	0.72	—	0.79	0.95	0.67	1.21*	0.80	0.96	1.05
Weighted average shares, basic millions of shares	—	5,319	5	5	—	5	5	5	5*	5	5	5
Weighted average shares, diluted millions of shares	—	5,501	5	5	—	5	5	5	5*	5	5	5

Fiscal quarters (PEBK's year ends in late December)

In millions of dollars	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026	Q3 FY26Sep 30, 2026
Cash and cash equivalents	82	98	83	73	59	103	102	117	58	61	61	57
Property and equipment, net	17	16	16	15	15	15	15	14	14	14	14	14
Right-of-use asset	5	5	4	4	4	4	4	4	3	3	3	3
Total assets	1,636	1,670	1,655	1,662	1,652	1,693	1,694	1,738	1,702	1,734	1,765	1,762
Total deposits	1,392	1,452	1,476	1,480	1,485	1,518	1,514	1,553	1,509	1,541	1,567	1,568
Total liabilities	1,515	1,548	1,531	1,525	1,521	1,554	1,550	1,589	1,545	1,576	1,604	1,605
Retained earnings	110	112	116	119	121	123	128	130	136	138	142	147
Total stockholders' equity	121	121	124	136	131	139	144	149	157	158	161	158
Total liabilities and equity	1,636	1,670	1,655	1,662	1,652	1,693	1,694	1,738	1,702	1,734	1,765	1,762
Common shares outstanding (cover page) millions of shares	5	5	5	5	5	5	5	5	5	5	5	5

Fiscal quarters (PEBK's year ends in late December)

In millions of dollars	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026	Q3 FY26Sep 30, 2026
Net income (loss)	3	4	5	4	4*	4	5	4	7*	4	5	6
Net cash from operating activities	6*	4	7*	5*	5*	6	5*	5*	5*	5	6*	9*
Purchases of property and equipment	0*	0	0*	0*	0*	1	0*	0*	0*	0	0*	0*
Net cash from investing activities	(14)*	(17)	38*	(49)*	(14)*	6	(1)*	(28)*	(19)*	(31)	(32)*	(12)*
Share repurchases	0*	2	0*	0*	0*	0	0*	0*	0*	—	—	—
Dividends paid	1*	2	1*	1*	1*	2	1*	1*	1*	2	1*	1*
Net cash from financing activities	14*	29	(18)*	(7)*	(5)*	31	(5)*	38*	(45)*	29	26*	(1)*

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Peoples Bancorp of North Carolina	57	not reported	8.8*	5.5M	Q3 FY26 10-QSep 30, 2026
Ohio Valley Banc	78	not reported	2.6*	4.7M	Q2 FY26 10-QJun 30, 2026
CF Bankshares	253	not reported	5.1*	not reported	Q2 FY26 10-QJun 30, 2026
Hanover Bancorp	141	not reported	18*	7.1M	Q2 FY26 10-QJun 30, 2026
Richmond Mutual Bancorporation	35	not reported	3*	16.8M	Q2 FY26 10-QJun 30, 2026
CB Financial Services	76	not reported	7.4*	5.1M	Q2 FY26 10-QJun 30, 2026
Franklin Financial Services	195	not reported	6.7*	4.5M	Q2 FY26 10-QJun 30, 2026
Hawthorn Bancshares	33	not reported	10*	6.9M	Q2 FY26 10-QJun 30, 2026
Meridian	11	1.7	(0.9)*	11.9M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.