PEBK · XBRL financial data

Peoples Bancorp of North Carolina financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (PEBK's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Interest income	1	44	51	—	—	—
Interest expense	4	3	3	17	27	25
Income tax expense (benefit)	2	4	4	4	5	6
Net income (loss)	11	15	16	16	16	20
Earnings per share, basic USD per share	1.95	2.71	2.94	2.87	3.08	3.74
Earnings per share, diluted USD per share	1.95	2.63	2.85	2.77	2.98	3.62
Weighted average shares, basic millions of shares	6	6	5	5	5	5
Weighted average shares, diluted millions of shares	6	6	6	6	5	5

Fiscal years (PEBK's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	162	277	72	82	59	58
Property and equipment, net	19	16	18	17	15	14
Right-of-use asset	3	5	5	5	4	3
Total assets	1,415	1,624	1,621	1,636	1,652	1,702
Total deposits	1,221	1,413	1,435	1,392	1,485	1,509
Total liabilities	1,275	1,482	1,516	1,515	1,521	1,545
Retained earnings	78	89	100	110	121	136
Total stockholders' equity	140	142	105	121	131	157
Total liabilities and equity	1,415	1,624	1,621	1,636	1,652	1,702
Common shares outstanding (cover page) millions of shares	6	6	6	5	5	5

Fiscal years (PEBK's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	11	15	16	16	16	20
Stock-based compensation	0	0	—	—	—	—
Net cash from operating activities	9	27	23	23	21	21
Purchases of property and equipment	2	0	5	2	1	1
Net cash from investing activities	(149)	(106)	(256)	(1)	(43)	(42)
Share repurchases	3	4	1	2	2	0
Dividends paid	4	4	5	5	5	5
Net cash from financing activities	249	195	27	(11)	(1)	19
Net change in cash	109	116	(206)	—	—	—

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Peoples Bancorp of North Carolina	57	not reported	8.8*	5.5M	Q3 FY26 10-QSep 30, 2026
Ohio Valley Banc	78	not reported	2.6*	4.7M	Q2 FY26 10-QJun 30, 2026
CF Bankshares	253	not reported	5.1*	not reported	Q2 FY26 10-QJun 30, 2026
Hanover Bancorp	141	not reported	18*	7.1M	Q2 FY26 10-QJun 30, 2026
Richmond Mutual Bancorporation	35	not reported	3*	16.8M	Q2 FY26 10-QJun 30, 2026
CB Financial Services	76	not reported	7.4*	5.1M	Q2 FY26 10-QJun 30, 2026
Franklin Financial Services	195	not reported	6.7*	4.5M	Q2 FY26 10-QJun 30, 2026
Hawthorn Bancshares	33	not reported	10*	6.9M	Q2 FY26 10-QJun 30, 2026
Meridian	11	1.7	(0.9)*	11.9M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.