RBKB · XBRL financial data
Rhinebeck Bancorp financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (RBKB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 8 | 4 | 7 | 23 | — | — |
| Income tax expense (benefit) | 2 | 3 | 2 | 1 | (2) | 3 |
| Net income (loss) | 6 | 12 | 7 | 4 | (9) | 10 |
| Earnings per share, basic USD per share | 0.55 | 1.07 | 0.65 | 0.41 | (0.80) | 0.93 |
| Earnings per share, diluted USD per share | 0.55 | 1.06 | 0.64 | 0.40 | (0.80) | 0.92 |
| Weighted average shares, basic millions of shares | 11 | 11 | 11 | 11 | 11 | 11 |
| Weighted average shares, diluted millions of shares | 11 | 11 | 11 | 11 | 11 | 11 |
Balance sheet
CSVFiscal years (RBKB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 93 | 72 | 31 | 22 | 37 | 102 |
| Property and equipment, net | 19 | 19 | 19 | 18 | 14 | 14 |
| Right-of-use asset | 6 | 8 | 7 | 6 | 7 | 6 |
| Goodwill | 1 | 2 | 2 | 2 | 2 | 2 |
| Total assets | 1,129 | 1,281 | 1,336 | 1,313 | 1,256 | 1,302 |
| Total deposits | 929 | 1,102 | 1,130 | 1,031 | 1,021 | 1,097 |
| Total liabilities | 1,012 | 1,155 | 1,228 | 1,200 | 1,134 | 1,165 |
| Retained earnings | 78 | 90 | 97 | 100 | 92 | 102 |
| Total stockholders' equity | 116 | 126 | 108 | 114 | 122 | 137 |
| Total liabilities and equity | 1,129 | 1,281 | 1,336 | 1,313 | 1,256 | 1,302 |
| Common shares outstanding (cover page) millions of shares | 11 | 11 | 11 | 11 | 11 | 11 |
Cash flows
CSVFiscal years (RBKB's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 6 | 12 | 7 | 4 | (9) | 10 |
| Stock-based compensation | 0 | 1 | 1 | 0 | 0 | 0 |
| Net cash from operating activities | 15 | 8 | 15 | 7 | 8 | 12 |
| Purchases of property and equipment | 2 | 2 | 1 | 1 | 1 | 1 |
| Net cash from investing activities | (74) | (136) | (124) | 15 | 75 | 21 |
| Share repurchases | — | — | — | — | — | 0 |
| Repayments of long-term debt | 11 | 17 | — | — | — | — |
| Net cash from financing activities | 141 | 107 | 68 | (31) | (68) | 32 |
Compare with peers
SIC 6036 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6036 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
- A cell reading “year only” links to a 10-K that gives only the full year: without all three earlier quarters there is no fourth quarter to work out, and the year total is never shown as a quarter.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Rhinebeck Bancorp | 305 | not reported | 5.6* | 15.6M | — | 10-QJun 30, 2026 |
| First Guaranty Bancshares | 782 | not reported | (0.7)* | 16.5M | 1102.4 quarters | 10-QJun 30, 2026 |
| Catalyst Bancorp | 37 | not reported | 1* | 4.0M | — | 10-QJun 30, 2026 |
| First Seacoast Bancorp | 5.5 | not reported | (0.2)* | 4.7M | — | 10-QJun 30, 2026 |
| Bogota Financial | 30 | not reported | 2.4* | 12.8M | — | 10-QJun 30, 2026 |
| Farmers & Merchants Bancshares | 54 | not reported | 1.6* | 3.3M | — | 10-QJun 30, 2026 |
| Home Federal Bancorp, Inc. of Louisiana | 34 | year only | 3.3* | 3.0M | — | 10-KJun 30, 2026 |
| Winchester Bancorp | 60 | not reported | 1.1* | 9.3M | — | 10-KJun 30, 2026 |
| Broadway Financial Corp de | 49 | 0 | 4* | not reported | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.