NP · XBRL financial data
Neptune Insurance Holdings financial statements, every quarter
The same tables from 5 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal quarters (NP's year ends in late December)
| In thousands of dollars | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 | Sep 30, 2026 |
|---|---|---|---|---|---|
| Revenue | 44,365 | — | — | — | — |
| Revenue from contracts with customers | 44,365 | 43,767* | 37,795 | 55,872 | 59,567 |
| General and administrative | 2,138 | 3,252* | 3,580 | 3,351 | 4,058 |
| Total operating expenses | 23,665 | 30,429* | 24,354 | 29,321 | 31,602 |
| Operating income (loss) | 20,700 | 13,338* | 13,441 | 26,551 | 27,965 |
| Interest income | 281 | 226* | 165 | 262 | 329 |
| Interest expense | 5,518 | 4,456* | 3,531 | 3,626 | 3,579 |
| Income tax expense (benefit) | 3,952 | 4,765* | 2,726 | 7,391 | 7,459 |
| Net income (loss) | 11,511 | 4,343* | 7,349 | 15,796 | 17,256 |
| Earnings per share, basic USD per share | 0.06 | — | 0.05 | 0.11 | 0.13 |
| Earnings per share, diluted USD per share | 0.06 | — | 0.05 | 0.11 | 0.12 |
| Weighted average shares, basic thousands of shares | 93,350 | — | 138,241 | 137,803 | 137,273 |
| Weighted average shares, diluted thousands of shares | 97,263 | — | 145,756 | 146,193 | 146,391 |
Balance sheet
CSVFiscal quarters (NP's year ends in late December)
| In thousands of dollars | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 | Sep 30, 2026 |
|---|---|---|---|---|---|
| Cash and cash equivalents | 12,184 | 8,036 | 10,542 | 17,553 | 17,429 |
| Prepaid and other current assets | 638 | 1,309 | 1,236 | 773 | 829 |
| Total current assets | 76,317 | 52,462 | 72,465 | 89,015 | 91,219 |
| Goodwill | 3,793 | 3,793 | 3,793 | 3,793 | 3,793 |
| Total assets | 89,627 | 65,299 | 85,296 | 102,214 | 103,924 |
| Accounts payable | 11,246 | 10,141 | 8,690 | 10,995 | 27,384 |
| Accrued liabilities | 1,458 | 977 | 800 | 1,047 | 1,006 |
| Current portion of long-term debt | 15,050 | 0 | — | — | — |
| Total current liabilities | 85,132 | 52,793 | 71,654 | 84,455 | 100,521 |
| Total deposits | 29,606 | — | — | — | — |
| Long-term debt | 247,589 | 0 | — | — | — |
| Total liabilities | 348,299 | 292,793 | 298,654 | 324,455 | 315,521 |
| Accumulated deficit | (518,660) | (514,351) | (507,002) | (491,206) | (473,950) |
| Total stockholders' equity | (509,549) | (227,494) | (213,358) | (222,241) | (211,597) |
| Total liabilities and equity | 89,627 | 65,299 | 85,296 | 102,214 | 103,924 |
| Common shares outstanding (cover page) thousands of shares | 96,185 | — | — | — | — |
Cash flows
CSVFiscal quarters (NP's year ends in late December)
| In thousands of dollars | Sep 30, 2025 | Dec 31, 2025 | Mar 31, 2026 | Jun 30, 2026 | Sep 30, 2026 |
|---|---|---|---|---|---|
| Net income (loss) | 11,511 | 4,343* | 7,349 | 15,796 | 17,256 |
| Stock-based compensation | 112* | 11,121* | 6,877 | 6,946* | 7,009* |
| Net cash from operating activities | 15,956* | 12,750* | 16,691 | 26,713* | 25,883* |
| Net cash from investing activities | (1,047)* | (1,046)* | (1,096) | (1,075)* | (1,055)* |
| Proceeds from issuing common stock | — | year only | — | — | — |
| Share repurchases | 0* | — | — | — | 4* |
| Net cash from financing activities | (14,316)* | (30,201)* | 4,251 | (8,986)* | (23,934)* |
Compare with peers
SIC 6411 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6411 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($K) | Revenue, quarter ($K) | Operating cash flow, quarter ($K) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| Neptune Insurance Holdings | 17,429 | 59,567 | 25,883* | not reported | — | 10-QSep 30, 2026 |
| Hagerty | 460,796 | 71,243 | 93,988* | not reported | — | 10-QSep 30, 2026 |
| TWFG | 73,745 | 87,511 | 9,818* | not reported | — | 10-QJun 30, 2026 |
| eHealth | 69,681 | 33,566 | (4,955)* | 32.0M | 20.4 quarters | 10-QJun 30, 2026 |
| Goosehead Insurance | 23,655 | 113,389 | 15,926* | not reported | — | 10-QJun 30, 2026 |
| Ethos Technologies | 112,158 | 189,562 | 35,660* | 0 | — | 10-QJun 30, 2026 |
| Roadzen | 6,004 | 16,194 | (5,473) | 85.2M | 1.1 quarters | 10-QJun 30, 2026 |
| Corvel | 255,883 | 259,925 | 49,921 | 50.5M | — | 10-QJun 30, 2026 |
| GoHealth | 39,879 | not reported | 6,986 | not reported | — | 10-QMar 31, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.