MGYR · XBRL financial data
Magyar Bancorp financial statements, every fiscal year
The same tables from 10 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (MGYR's year ends in late September)
| In thousands of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Other operating income (expense) | — | — | — | 2,682 | 3,613 | 3,713 |
| Interest expense | 5,513 | 2,941 | 2,484 | 10,334 | — | — |
| Other income (expense) | — | — | — | (19,294) | (20,397) | — |
| Income tax expense (benefit) | 921 | 2,605 | 3,250 | 3,032 | 3,317 | 4,049 |
| Net income (loss) | — | 6,120 | 7,919 | 7,709 | 7,783 | 9,760 |
| Earnings per share, basic USD per share | — | 1.01 | 1.17 | 1.20 | 1.23 | 1.57 |
| Earnings per share, diluted USD per share | — | 1.01 | 1.17 | 1.20 | 1.23 | 1.56 |
| Weighted average shares, basic thousands of shares | — | 6,037 | 6,782 | 6,425 | 6,342 | 6,222 |
| Weighted average shares, diluted thousands of shares | — | 6,037 | 6,782 | 6,425 | 6,342 | 6,240 |
Balance sheet
CSVFiscal years (MGYR's year ends in late September)
| In thousands of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 61,726 | 75,201 | 30,936 | 72,532 | 25,596 | 7,086 |
| Marketable securities | 6,100 | — | — | — | — | — |
| Property and equipment, net | 14,746 | 14,331 | 13,880 | 13,339 | 12,545 | 12,182 |
| Right-of-use asset | 3,240 | 3,894 | 3,292 | 2,687 | — | 1,754 |
| Total assets | 753,997 | 773,990 | 798,543 | 907,292 | 951,918 | 997,660 |
| Total deposits | 618,330 | 639,814 | 667,733 | 755,453 | 796,674 | 814,307 |
| Total liabilities | 697,147 | 676,349 | 700,041 | 802,502 | 841,370 | 878,818 |
| Retained earnings | 33,161 | 39,281 | 45,773 | 52,166 | 58,644 | 66,581 |
| Total stockholders' equity | — | 97,641 | 98,502 | 104,790 | 110,548 | 118,842 |
| Total liabilities and equity | 753,997 | 773,990 | 798,543 | 907,292 | 951,918 | 997,660 |
| Common shares outstanding (cover page) thousands of shares | 5,811 | 7,098 | 6,743 | 6,658 | 6,478 | 6,478 |
Cash flows
CSVFiscal years (MGYR's year ends in late September)
| In thousands of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | — | 6,120 | 7,919 | 7,709 | 7,783 | 9,760 |
| Stock-based compensation | — | — | 6 | 664 | 646 | 621 |
| Net cash from operating activities | 814 | 9,259 | 11,201 | 8,484 | 6,318 | 10,389 |
| Purchases of property and equipment | 147 | 420 | 3,000 | — | 812 | 574 |
| Net cash from investing activities | (79,957) | (8,197) | (69,743) | (66,053) | (90,291) | (64,250) |
| Proceeds from issuing common stock | — | 37,426 | — | — | — | — |
| Dividends paid | — | — | — | — | 1,679 | 1,823 |
| Proceeds from long-term debt | 41,515 | — | 3,000 | 18,631 | 3,437 | 23,986 |
| Repayments of long-term debt | 10,294 | 44,054 | 10,731 | 4,741 | 4,384 | 3,500 |
| Net cash from financing activities | 119,400 | 12,413 | 14,277 | 99,165 | 37,037 | 35,351 |
| Net change in cash | — | 13,475 | (44,265) | 41,596 | (46,936) | — |
Compare with peers
SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($K) | Revenue, quarter ($K) | Operating cash flow, quarter ($K) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| Magyar Bancorp | 11,471 | not reported | 5,223* | 6.5M | 10-QJun 30, 2026 |
| Provident Financial Holdings | 49,210 | not reported | 3,365* | 6.2M | 10-KJun 30, 2026 |
| Affinity Bancshares | 89,352 | not reported | 4,403 | 6.1M | 10-QMar 31, 2026 |
| Citizens Community Bancorp | 121,762 | not reported | 7,914* | 9.7M | 10-QJun 30, 2026 |
| Riverview Bancorp | 102,214 | not reported | 2,030 | 20.0M | 10-QJun 30, 2026 |
| ECB Bancorp | 2,943 | 152 | 11,992* | 8.7M | 10-QJun 30, 2026 |
| Finward Bancorp | 17,384 | not reported | 4,735* | 4.3M | 10-QJun 30, 2026 |
| First Northwest Bancorp | 14,649 | not reported | 1,492* | 9.5M | 10-QJun 30, 2026 |
| SR Bancorp | 71,461 | not reported | 3,880* | 7.9M | 10-KJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.