JCAP · XBRL financial data

Jefferson Capital financial statements, every fiscal year

The same tables from 1 filing, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (JCAP's year ends in late December)

In millions of dollars	FY 2025Dec 31, 2025
Revenue	613
Total operating expenses	294
Operating income (loss)	316
Interest expense	106
Income tax expense (benefit)	30
Net income (loss)	188
Earnings per share, basic USD per share	5.64
Earnings per share, diluted USD per share	5.64
Weighted average shares, basic millions of shares	30
Weighted average shares, diluted millions of shares	30

Fiscal years (JCAP's year ends in late December)

In millions of dollars	FY 2025Dec 31, 2025
Cash and cash equivalents	23
Property and equipment, net	2
Right-of-use asset	4
Goodwill	58
Total assets	2,087
Total liabilities	1,611
Retained earnings	523
Total stockholders' equity	476
Total liabilities and equity	2,087
Common shares outstanding (cover page) millions of shares	55

Fiscal years (JCAP's year ends in late December)

In millions of dollars	FY 2025Dec 31, 2025
Net income (loss)	188
Stock-based compensation	17
Depreciation and amortization	5
Net cash from operating activities	269
Net cash from investing activities	(402)
Proceeds from issuing common stock	10
Dividends paid	63
Net cash from financing activities	150
Net change in cash	9

SIC 6153 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6153 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Jefferson Capital	20	178	43*	57.4M	—	Q2 FY26 10-QJun 30, 2026
Plumas Bancorp	114	not reported	15*	6.9M	—	Q3 FY26 10-QSep 30, 2026
Pra Group	132	372	(36)*	37.6M	3.7 quarters	Q2 FY26 10-QJun 30, 2026
Encore Capital Group	158	17	not reported	20.9M	—	Q3 FY26 10-QSep 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.