JCAP · XBRL financial data

Jefferson Capital financial statements, every quarter

The same tables from 5 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (JCAP's year ends in late December)

In millions of dollars	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Revenue	153	151	155*	176	178
Total operating expenses	66	80	84*	96	95
Operating income (loss)	87	70	71*	80	81
Interest expense	26	26	29*	31	30
Income tax expense (benefit)	14	7	6*	13	12
Net income (loss)	48	38	38*	38	41
Earnings per share, basic USD per share	18.61	0.59	—	0.61	0.67
Earnings per share, diluted USD per share	16.76	0.59	—	0.61	0.67
Weighted average shares, basic millions of shares	3	58	—	56	56
Weighted average shares, diluted millions of shares	3	58	—	56	56

Fiscal quarters (JCAP's year ends in late December)

In millions of dollars	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	52	42	23	26	20
Property and equipment, net	2	2	2	1	2
Right-of-use asset	4	4	4	3	—
Goodwill	58	58	58	58	58
Total assets	1,768	1,803	2,087	2,084	2,084
Total liabilities	1,357	1,366	1,611	1,641	1,608
Retained earnings	478	500	523	487	513
Total stockholders' equity	411	437	476	443	476
Total liabilities and equity	1,768	1,803	2,087	2,084	2,084
Common shares outstanding (cover page) millions of shares	58	58	55	55	57

Fiscal quarters (JCAP's year ends in late December)

In millions of dollars	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	48	38	38*	38	41
Stock-based compensation	(0)*	9*	8*	9	8*
Depreciation and amortization	1*	1*	1*	1	1*
Net cash from operating activities	79*	63*	75*	40	43*
Purchases of property and equipment	—	0*	—	—	—
Net cash from investing activities	(11)*	(55)*	(280)*	(4)	(2)*
Proceeds from issuing common stock	—	0*	0*	—	—
Share repurchases	0*	—	—	59	0*
Dividends paid	16*	16*	16*	0	30*
Net cash from financing activities	(43)*	(16)*	209*	(36)	(59)*
Net change in cash	25*	(9)*	1*	(2)	(20)*

SIC 6153 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6153 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Jefferson Capital	20	178	43*	57.4M	—	Q2 FY26 10-QJun 30, 2026
Plumas Bancorp	114	not reported	15*	6.9M	—	Q3 FY26 10-QSep 30, 2026
Pra Group	132	372	(36)*	37.6M	3.7 quarters	Q2 FY26 10-QJun 30, 2026
Encore Capital Group	183	492	(29)*	21.2M	6.2 quarters	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.