HQY · XBRL financial data

Healthequity financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (HQY's year ends in late January)

In millions of dollars	FY 2021Jan 31, 2021	FY 2022Jan 31, 2022	FY 2023Jan 31, 2023	FY 2024Jan 31, 2024	FY 2025Jan 31, 2025	FY 2026Jan 31, 2026
Revenue from contracts with customers	734	757	862	1,000	1,200	1,313
Cost of goods and services sold	318	333	372	377	423	400
Gross profit	415	424	490	623	777	913
Research and development	125	157	193	219	240	263
General and administrative	84	84	96	104	132	120
Total operating expenses	381	448	481	505	615	591
Operating income (loss)	34	(24)	9	118	162	322
Interest expense	35	37	48	55	61	57
Other income (expense)	5	(6)	1	13	14	12
Income tax expense (benefit)	(5)	(22)	(12)	19	19	62
Net income (loss)	9	(44)	(26)	56	97	215
Earnings per share, basic USD per share	0.12	(0.53)	(0.31)	0.65	1.11	2.50
Earnings per share, diluted USD per share	0.12	(0.53)	(0.31)	0.64	1.09	2.46
Weighted average shares, basic millions of shares	74	83	84	86	87	86
Weighted average shares, diluted millions of shares	76	83	84	87	89	87

Fiscal years (HQY's year ends in late January)

In millions of dollars	FY 2021Jan 31, 2021	FY 2022Jan 31, 2022	FY 2023Jan 31, 2023	FY 2024Jan 31, 2024	FY 2025Jan 31, 2025	FY 2026Jan 31, 2026
Cash and cash equivalents	329	225	254	404	296	319
Accounts receivable	73	87	97	105	118	124
Prepaid and other current assets	—	—	—	—	64	70
Total current assets	460	351	383	557	478	512
Property and equipment, net	29	23	13	6	3	3
Right-of-use asset	90	64	56	48	43	36
Goodwill	1,327	1,646	1,648	1,648	1,648	1,648
Total assets	2,710	3,107	3,089	3,164	3,449	3,380
Accounts payable	2	28	14	12	14	12
Accrued liabilities	76	58	44	46	63	74
Current portion of long-term debt	63	9	18	0	0	0
Total current liabilities	205	153	131	117	156	157
Long-term debt	924	922	908	875	1,056	957
Lease liability, non-current	74	65	59	49	42	34
Total liabilities	1,332	1,255	1,193	1,129	1,334	1,273
Retained earnings	220	176	150	206	209	196
Total stockholders' equity	1,379	1,853	1,896	2,035	2,115	2,107
Total liabilities and equity	2,710	3,107	3,089	3,164	3,449	3,380
Common shares outstanding (cover page) millions of shares	83	84	85	86	86	84

Fiscal years (HQY's year ends in late January)

In millions of dollars	FY 2021Jan 31, 2021	FY 2022Jan 31, 2022	FY 2023Jan 31, 2023	FY 2024Jan 31, 2024	FY 2025Jan 31, 2025	FY 2026Jan 31, 2026
Net income (loss)	9	(44)	(26)	56	97	215
Stock-based compensation	43	53	63	77	96	73
Depreciation and amortization	116	137	161	153	162	155
Net cash from operating activities	182	141	151	243	340	457
Purchases of property and equipment	13	9	3	2	2	2
Net cash from investing activities	(97)	(639)	(119)	(46)	(505)	(47)
Proceeds from issuing common stock	287	457	0	0	—	—
Share repurchases	—	—	0	0	121	299
Proceeds from long-term debt	0	950	0	0	737	0
Repayments of long-term debt	239	1,003	9	54	562	100
Net cash from financing activities	52	395	(3)	(47)	58	(387)
Net change in cash	137	(103)	29	150	(108)	23

SIC 7389 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 7389 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Healthequity	256	351	136*	82.7M	—	Q2 FY27 10-QJul 31, 2026
Maplebear	757	1,043	494*	231.5M	—	Q2 FY26 10-QJun 30, 2026
ExlService Holdings	154	634	119*	150.8M	—	Q3 FY26 10-QSep 30, 2026
Shift4 Payments	356	1,295	63*	79.0M	—	Q2 FY26 10-QJun 30, 2026
Lyft	1,138	1,844	350*	378.5M	—	Q2 FY26 10-QJun 30, 2026
Mobility Global	186	468	not reported	294.8M	—	Q2 FY26 10-QJun 30, 2026
WEX	593	524	(11)*	32.9M	28.9 quarters	Q3 FY26 10-QSep 30, 2026
Etsy	2,066	692	160*	86.2M	—	Q3 FY26 10-QSep 30, 2026
Amentum Holdings	459	3,490	146*	244.5M	—	Q3 FY26 10-QJul 3, 2026

Not investment advice. Not affiliated with the U.S. SEC.