HQY · XBRL financial data

Healthequity financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (HQY's year ends in late January)

In millions of dollars	Q3 FY24Oct 31, 2023	Q4 FY24Jan 31, 2024	Q1 FY25Apr 30, 2024	Q2 FY25Jul 31, 2024	Q3 FY25Oct 31, 2024	Q4 FY25Jan 31, 2025	Q1 FY26Apr 30, 2025	Q2 FY26Jul 31, 2025	Q3 FY26Oct 31, 2025	Q4 FY26Jan 31, 2026	Q1 FY27Apr 30, 2026	Q2 FY27Jul 31, 2026
Revenue from contracts with customers	249	262	288	300	300	312*	331	326	322	335*	355	351
Cost of goods and services sold	91	99	100	96	103	123*	107	93	94	106*	98	93
Gross profit	158	163	187	204	197	189*	224	233	228	228*	256	258
Research and development	56	55*	56	59	60	65*	61	65	66	70*	68	74
General and administrative	26	25*	38	32	32	30*	26	30	31	34*	31	35
Total operating expenses	128	124	146	145	177	147*	141	143	149	157*	153	159
Operating income (loss)	31	39*	42	59	20	42*	83	90	79	71*	103	99
Interest expense	14	14*	12	15	18	15*	15	15	14	13*	13	13
Other income (expense)	4	4*	3	3	5	3*	3	3	3	3*	2	2
Income tax expense (benefit)	6	3	4	11	1	4*	17	18	16	11*	23	22
Net income (loss)	15	26	29	36	6	26*	54	60	52	50*	69	66
Earnings per share, basic USD per share	0.17	0.31*	0.33	0.41	0.07	0.30*	0.62	0.69	0.60	0.58*	0.82	0.79
Earnings per share, diluted USD per share	0.17	0.30*	0.33	0.40	0.06	0.29*	0.61	0.68	0.59	0.57*	0.82	0.78
Weighted average shares, basic millions of shares	86	86*	86	87	87	87*	87	87	86	85*	84	83
Weighted average shares, diluted millions of shares	87	88*	88	89	89	90*	88	88	87	87*	85	84

Fiscal quarters (HQY's year ends in late January)

In millions of dollars	Q3 FY24Oct 31, 2023	Q4 FY24Jan 31, 2024	Q1 FY25Apr 30, 2024	Q2 FY25Jul 31, 2024	Q3 FY25Oct 31, 2024	Q4 FY25Jan 31, 2025	Q1 FY26Apr 30, 2025	Q2 FY26Jul 31, 2025	Q3 FY26Oct 31, 2025	Q4 FY26Jan 31, 2026	Q1 FY27Apr 30, 2026	Q2 FY27Jul 31, 2026
Cash and cash equivalents	334	404	251	327	322	296	288	304	309	319	265	256
Accounts receivable	96	105	106	108	107	118	116	111	111	124	122	122
Prepaid and other current assets	—	—	—	—	—	64	69	77	78	70	79	82
Total current assets	474	557	405	496	495	478	473	493	499	512	467	460
Property and equipment, net	8	6	5	5	4	3	3	3	3	3	4	5
Right-of-use asset	50	48	48	46	45	43	41	40	38	36	35	33
Goodwill	1,648	1,648	1,648	1,648	1,648	1,648	1,648	1,648	1,648	1,648	1,648	1,648
Total assets	3,094	3,164	3,246	3,514	3,488	3,449	3,416	3,417	3,398	3,380	3,306	3,271
Accounts payable	13	12	18	11	10	14	13	10	20	12	14	9
Accrued liabilities	42	46	41	63	87	63	68	65	47	74	85	97
Current portion of long-term debt	0	0	0	0	0	0	0	0	0	0	0	0
Total current liabilities	96	117	92	121	155	156	116	117	121	157	136	154
Long-term debt	874	875	926	1,101	1,081	1,056	1,057	1,007	982	957	943	931
Lease liability, non-current	51	49	48	46	44	42	40	38	36	34	32	30
Total liabilities	1,106	1,129	1,149	1,357	1,364	1,334	1,292	1,270	1,264	1,273	1,259	1,281
Retained earnings	179	206	234	270	232	209	218	227	208	196	177	163
Total stockholders' equity	1,988	2,035	2,098	2,157	2,125	2,115	2,124	2,146	2,134	2,107	2,047	1,990
Total liabilities and equity	3,094	3,164	3,246	3,514	3,488	3,449	3,416	3,417	3,398	3,380	3,306	3,271
Common shares outstanding (cover page) millions of shares	86	86	87	87	87	86	86	86	85	84	84	83

Fiscal quarters (HQY's year ends in late January)

In millions of dollars	Q3 FY24Oct 31, 2023	Q4 FY24Jan 31, 2024	Q1 FY25Apr 30, 2024	Q2 FY25Jul 31, 2024	Q3 FY25Oct 31, 2024	Q4 FY25Jan 31, 2025	Q1 FY26Apr 30, 2025	Q2 FY26Jul 31, 2025	Q3 FY26Oct 31, 2025	Q4 FY26Jan 31, 2026	Q1 FY27Apr 30, 2026	Q2 FY27Jul 31, 2026
Net income (loss)	15	26	29	36	6	26*	54	60	52	50*	69	66
Stock-based compensation	22*	17*	32	22*	21*	22*	14	19*	21*	19*	19	22*
Depreciation and amortization	38*	38*	39	44*	41*	39*	39	38*	39*	39*	38	42*
Net cash from operating activities	57*	77*	65	108*	91*	76*	65	136*	139*	118*	98	136*
Purchases of property and equipment	1*	1*	1	1*	0*	0*	0	1*	1*	0*	0	1*
Net cash from investing activities	(15)*	(11)*	(270)	(209)*	(13)*	(14)*	(16)	(11)*	(11)*	(8)*	(14)	(26)*
Proceeds from issuing common stock	—	year only	—	—	—	—	—	—	—	—	—	—
Share repurchases	—	0*	0	0*	59*	63*	59	67*	92*	81*	123	108*
Proceeds from long-term debt	0*	0*	50	175*	512*	0*	0	0*	0*	0*	—	—
Repayments of long-term debt	0*	0*	0	0*	537*	25*	0	50*	25*	25*	15	12*
Net cash from financing activities	2*	4*	52	177*	(82)*	(88)*	(57)	(108)*	(122)*	(100)*	(137)	(120)*
Net change in cash	44*	70*	(153)	76*	(5)*	(26)*	(8)	17*	5*	10*	(54)	(9)*

SIC 7389 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 7389 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Healthequity	256	351	136*	82.7M	—	Q2 FY27 10-QJul 31, 2026
Maplebear	757	1,043	494*	231.5M	—	Q2 FY26 10-QJun 30, 2026
ExlService Holdings	154	634	119*	150.8M	—	Q3 FY26 10-QSep 30, 2026
Shift4 Payments	356	1,295	63*	79.0M	—	Q2 FY26 10-QJun 30, 2026
Lyft	1,138	1,844	350*	378.5M	—	Q2 FY26 10-QJun 30, 2026
Mobility Global	186	468	not reported	294.8M	—	Q2 FY26 10-QJun 30, 2026
WEX	593	524	(11)*	32.9M	28.9 quarters	Q3 FY26 10-QSep 30, 2026
Etsy	2,066	692	160*	86.2M	—	Q3 FY26 10-QSep 30, 2026
Amentum Holdings	459	3,490	146*	244.5M	—	Q3 FY26 10-QJul 3, 2026

Not investment advice. Not affiliated with the U.S. SEC.