FXNC · XBRL financial data
First National financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (FXNC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Interest expense | 3 | 2 | 4 | 14 | — | — |
| Income tax expense (benefit) | 2 | 3 | 4 | 2 | 1 | 4 |
| Net income (loss) | 9 | 10 | 17 | 10 | 7 | 18 |
| Earnings per share, basic USD per share | 1.82 | 1.87 | 2.69 | 1.54 | 1.00 | 1.97 |
| Earnings per share, diluted USD per share | 1.82 | 1.86 | 2.68 | 1.53 | 1.00 | 1.96 |
| Weighted average shares, basic millions of shares | 5 | 6 | 6 | 6 | 7 | 9 |
| Weighted average shares, diluted millions of shares | 5 | 6 | 6 | 6 | 7 | 9 |
Balance sheet
CSVFiscal years (FXNC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | — | — | — | 87 | 163 | 161 |
| Property and equipment, net | 19 | 22 | 22 | 22 | 35 | 35 |
| Right-of-use asset | — | — | — | 0 | 2 | 2 |
| Goodwill | 0 | 3 | 3 | 3 | 3 | 3 |
| Total assets | 951 | 1,389 | 1,369 | 1,419 | 2,010 | 2,038 |
| Total deposits | 842 | 1,249 | 1,241 | 1,234 | 1,804 | 1,800 |
| Total liabilities | 866 | 1,272 | 1,261 | 1,303 | 1,844 | 1,852 |
| Retained earnings | 69 | 77 | 90 | 94 | 97 | 109 |
| Total stockholders' equity | 85 | 117 | 108 | 116 | 167 | 186 |
| Total liabilities and equity | 951 | 1,389 | 1,369 | 1,419 | 2,010 | 2,038 |
| Common shares outstanding (cover page) millions of shares | 5 | 6 | 6 | 6 | 9 | 9 |
Cash flows
CSVFiscal years (FXNC's year ends in late December)
| In millions of dollars | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 9 | 10 | 17 | 10 | 7 | 18 |
| Stock-based compensation | 0 | 0 | 1 | 1 | 1 | 1 |
| Net cash from operating activities | 15 | 8 | 27 | 16 | (22) | 25 |
| Net cash from investing activities | (70) | (126) | (120) | (34) | 137 | (29) |
| Share repurchases | — | 0 | 0 | — | — | — |
| Dividends paid | 2 | 3 | 3 | 4 | 4 | 6 |
| Net cash from financing activities | 137 | 167 | (16) | 38 | (39) | 2 |
| Net change in cash | 82 | 49 | (109) | 20 | 76 | (2) |
Compare with peers
SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| First National | 166 | not reported | 6.9* | 9.0M | — | 10-QJun 30, 2026 |
| Eagle Financial Services | 144 | not reported | (13)* | 5.4M | 11.5 quarters | 10-QJun 30, 2026 |
| Muncy Columbia Financial | 20 | not reported | 5.6* | 10.6M | — | 10-QJun 30, 2026 |
| MainStreet Bancshares | 30 | 0.6 | 4.9* | 7.1M | — | 10-QJun 30, 2026 |
| Ames National | 107 | not reported | 3.4* | 8.9M | — | 10-QJun 30, 2026 |
| OP Bancorp | 175 | 0.5 | (7.3)* | 14.9M | 23.9 quarters | 10-QJun 30, 2026 |
| Franklin Financial Services | 195 | not reported | 6.7* | 4.5M | — | 10-QJun 30, 2026 |
| Finwise Bancorp | 94 | not reported | (26)* | 13.9M | 3.6 quarters | 10-QJun 30, 2026 |
| Princeton Bancorp | 66 | not reported | 2.6* | 6.8M | — | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.