ECPG · XBRL financial data

Encore Capital Group financial statements, every fiscal year

The same tables from 8 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (ECPG's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	1,501	1,614	1,398	1,223	1,316	1,769
Revenue from contracts with customers	115	121	95	83	85	88
General and administrative	149	138	146	145	164	166
Total operating expenses	968	981	936	1,206	1,159	1,142
Operating income (loss)	534	633	462	17	157	627
Interest expense	209	170	153	202	253	294
Other income (expense)	(0)	(18)	2	5	7	5
Income tax expense (benefit)	70	85	116	26	43	79
Net income (loss)	212	351	195	(206)	(139)	257
Earnings per share, basic USD per share	6.74	11.64	8.06	(8.72)	(5.83)	11.05
Earnings per share, diluted USD per share	6.68	11.26	7.46	(8.72)	(5.83)	10.91
Weighted average shares, basic millions of shares	31	30	24	24	24	23
Weighted average shares, diluted millions of shares	32	31	26	24	24	24

Fiscal years (ECPG's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	189	190	144	158	200	157
Property and equipment, net	127	120	114	104	81	82
Right-of-use asset	72	69	70	67	58	57
Goodwill	907	898	821	606	508	536
Total assets	4,865	4,608	4,508	4,630	4,790	5,340
Total liabilities	3,644	3,423	3,329	3,694	4,022	4,363
Retained earnings	1,056	1,239	1,278	1,049	910	1,105
Total stockholders' equity	1,218	1,185	1,180	937	—	—
Total liabilities and equity	4,865	4,608	4,508	4,630	4,790	5,340
Common shares outstanding (cover page) millions of shares	31	25	23	24	24	21

Fiscal years (ECPG's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	212	351	195	(206)	(139)	257
Stock-based compensation	17	18	15	14	14	18
Depreciation and amortization	43	50	50	42	32	29
Net cash from operating activities	313	303	211	153	156	153
Purchases of property and equipment	35	33	37	25	29	26
Net cash from investing activities	83	340	(130)	(402)	(440)	(243)
Share repurchases	0	391	87	0	0	90
Net cash from financing activities	(403)	(656)	(107)	268	318	45

SIC 6153 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6153 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Encore Capital Group	183	492	(29)*	21.2M	6.2 quarters	Q2 FY26 10-QJun 30, 2026
Pra Group	132	372	(36)*	37.6M	3.7 quarters	Q2 FY26 10-QJun 30, 2026
Jefferson Capital	20	178	43*	57.4M	—	Q2 FY26 10-QJun 30, 2026
Plumas Bancorp	114	not reported	15*	6.9M	—	Q3 FY26 10-QSep 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.