CARE · XBRL financial data

Carter Bankshares financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (CARE's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Revenue from contracts with customers	—	year only	—	—	—	year only	—	—	—	year only	—	—
Interest expense	21	24*	26	—	—	—	—	—	—	—	—	—
Income tax expense (benefit)	1	(0)*	1	1	1	2*	2	2	2	3*	24	8
Net income (loss)	4	(2)*	6	5	6	8*	9	9	5	8*	86	29
Earnings per share, basic USD per share	0.16	(0.08)*	0.25	0.21	0.24	0.36*	0.39	0.37	0.24	0.39*	3.88	1.31
Earnings per share, diluted USD per share	0.16	(0.08)*	0.25	0.21	0.24	0.36*	0.39	0.37	0.24	0.39*	3.88	1.31
Weighted average shares, basic millions of shares	23	23*	23	23	23	23*	23	23	22	22*	22	22
Weighted average shares, diluted millions of shares	23	23*	23	23	23	23*	23	23	22	22*	22	22

Fiscal quarters (CARE's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	55	55	108	62	105	131	89	100	107	105	228	277
Property and equipment, net	74	74	73	73	73	74	74	72	72	72	71	70
Right-of-use asset	—	0	—	—	—	0	—	—	—	1	—	—
Goodwill	—	—	—	—	—	0	—	1	1	1	1	1
Total assets	4,452	4,513	4,555	4,533	4,613	4,659	4,700	4,784	4,840	4,852	4,799	4,802
Total deposits	3,556	3,722	3,831	3,881	4,085	4,153	4,201	4,222	4,210	4,211	4,235	4,198
Total liabilities	4,122	4,161	4,196	4,168	4,227	4,275	4,299	4,378	4,427	4,432	4,294	4,263
Retained earnings	311	309	315	320	325	334	343	351	356	365	451	477
Total stockholders' equity	331	351	359	364	387	384	402	406	413	420	505	539
Total liabilities and equity	4,452	4,513	4,555	4,533	4,613	4,659	4,700	4,784	4,840	4,852	4,799	4,802
Common shares outstanding (cover page) millions of shares	23	23	23	23	23	23	23	23	22	22	22	22

Fiscal quarters (CARE's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	4	(2)*	6	5	6	8*	9	9	5	8*	86	29
Stock-based compensation	0*	0*	0	0*	0*	0*	0	1*	1*	1*	1	1*
Depreciation and amortization	2*	2*	2	2*	2*	2*	2	2*	2*	2*	2	2*
Net cash from operating activities	9*	8*	18	(2)*	10*	11*	6	10*	12*	12*	304	(261)*
Purchases of property and equipment	2*	2*	1	2*	2*	3*	2	2*	2*	3*	2	2*
Net cash from investing activities	(79)*	(52)*	10	(22)*	(23)*	(34)*	(81)	(13)*	(50)*	(11)*	(27)	352*
Share repurchases	6*	0*	0	0*	0*	0*	—	—	5*	6*	—	—
Net cash from financing activities	72*	43*	26	(22)*	56*	48*	33	15*	45*	(2)*	(154)	(43)*
Net change in cash	2*	(1)*	54	(46)*	43*	26*	(42)	11*	7*	(2)*	123	48*

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Carter Bankshares	277	not reported	(261)*	22.2M	1.1 quarters	Q2 FY26 10-QJun 30, 2026
Flushing Financial	159	not reported	(8.9)	33.9M	17.8 quarters	Q1 FY26 10-QMar 31, 2026
Capital Bancorp	418	not reported	(5)*	16.3M	83.1 quarters	Q2 FY26 10-QJun 30, 2026
Northpointe Bancshares	538	not reported	3.9*	34.6M	—	Q2 FY26 10-QJun 30, 2026
California BanCorp	265	not reported	15*	32.2M	—	Q2 FY26 10-QJun 30, 2026
Sierra Bancorp	138	not reported	21*	13.0M	—	Q3 FY26 10-QSep 30, 2026
Firstsun Capital Bancorp	990	not reported	1,104*	not reported	—	Q2 FY26 10-QJun 30, 2026
Choiceone Financial Services	89	59*	30*	15.0M	—	Q2 FY26 10-QJun 30, 2026
Bank of Marin Bancorp	280	not reported	12*	16.2M	—	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.