BVFL · XBRL financial data
BV Financial financial statements, every fiscal year
The same tables from 3 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (BVFL's year ends in late December)
| In thousands of dollars | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|
| Interest expense | 9,190 | — | — |
| Income tax expense (benefit) | 4,915 | 4,683 | 5,368 |
| Net income (loss) | 13,707 | 11,723 | 13,495 |
| Earnings per share, basic USD per share | 1.47 | 1.10 | 1.44 |
| Earnings per share, diluted USD per share | 1.47 | 1.09 | 1.43 |
| Weighted average shares, basic thousands of shares | 9,303 | 10,679 | 9,380 |
| Weighted average shares, diluted thousands of shares | 9,341 | 10,710 | 9,458 |
Balance sheet
CSVFiscal years (BVFL's year ends in late December)
| In thousands of dollars | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|
| Cash and cash equivalents | 73,742 | 70,500 | 55,705 |
| Property and equipment, net | 14,250 | 13,224 | 12,493 |
| Right-of-use asset | 1,128 | 926 | 709 |
| Goodwill | 14,420 | 14,420 | 14,420 |
| Total assets | 885,254 | 911,821 | 912,213 |
| Total deposits | 634,120 | 651,491 | 676,094 |
| Total liabilities | 686,189 | 716,322 | 728,409 |
| Retained earnings | 97,772 | 109,495 | 122,990 |
| Total stockholders' equity | 199,065 | 195,499 | 183,804 |
| Total liabilities and equity | 885,254 | 911,821 | 912,213 |
| Common shares outstanding (cover page) thousands of shares | 11,376 | 10,594 | 8,751 |
Cash flows
CSVFiscal years (BVFL's year ends in late December)
| In thousands of dollars | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|
| Net income (loss) | 13,707 | 11,723 | 13,495 |
| Stock-based compensation | 357 | 1,911 | 4,160 |
| Net cash from operating activities | 15,194 | 16,063 | 19,024 |
| Purchases of property and equipment | 155 | 611 | 237 |
| Net cash from investing activities | (35,173) | (32,497) | (13,293) |
| Proceeds from issuing common stock | 97,990 | — | — |
| Share repurchases | — | 17,705 | 30,023 |
| Net cash from financing activities | 25,069 | 13,192 | (20,526) |
Compare with peers
SIC 6035 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6035 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-K, the year less the first three quarters; for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($K) | Revenue, quarter ($K) | Operating cash flow, quarter ($K) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| BV Financial | 68,902 | not reported | 4,433* | 8.5M | 10-QJun 30, 2026 |
| BCB Bancorp | 196,887 | not reported | 9,577* | 18.1M | 10-QJun 30, 2026 |
| First Capital | 20,871 | 1,863 | 4,251* | 3.3M | 10-QJun 30, 2026 |
| Pioneer Bancorp | 94,566 | 4,263 | 14,651* | 24.8M | 10-QJun 30, 2026 |
| SR Bancorp | 71,461 | not reported | 3,880* | 7.9M | 10-KJun 30, 2026 |
| First Northern Community Bancorp | 113,435 | not reported | 3,468* | 16.4M | 10-QJun 30, 2026 |
| First Savings Financial Group | 31,851 | 1,505* | 105,287* | 7.0M | 10-KSep 30, 2025 |
| Finward Bancorp | 17,384 | not reported | 4,735* | 4.3M | 10-QJun 30, 2026 |
| ECB Bancorp | 2,943 | 152 | 11,992* | 8.7M | 10-QJun 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.