BCAL · XBRL financial data
California BanCorp financial statements, every fiscal year
The same tables from 3 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (BCAL's year ends in late December)
| In millions of dollars | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|
| Interest expense | 29 | — | — |
| Income tax expense (benefit) | 11 | 3 | 25 |
| Net income (loss) | 26 | 5 | 63 |
| Earnings per share, basic USD per share | 1.42 | 0.22 | 1.95 |
| Earnings per share, diluted USD per share | 1.39 | 0.22 | 1.93 |
| Weighted average shares, basic millions of shares | 18 | 24 | 32 |
| Weighted average shares, diluted millions of shares | 19 | 25 | 33 |
Balance sheet
CSVFiscal years (BCAL's year ends in late December)
| In millions of dollars | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|
| Cash and cash equivalents | 87 | 388 | 400 |
| Property and equipment, net | 13 | 14 | 12 |
| Right-of-use asset | 9 | 14 | 15 |
| Goodwill | 38 | 112 | 111 |
| Total assets | 2,360 | 4,032 | 4,033 |
| Total deposits | 1,944 | 3,399 | 3,371 |
| Total liabilities | 2,072 | 3,520 | 3,457 |
| Retained earnings | 71 | 76 | 136 |
| Total stockholders' equity | 288 | 512 | 577 |
| Total liabilities and equity | 2,360 | 4,032 | 4,033 |
| Common shares outstanding (cover page) millions of shares | 18 | 32 | 32 |
Cash flows
CSVFiscal years (BCAL's year ends in late December)
| In millions of dollars | Dec 31, 2023 | Dec 31, 2024 | Dec 31, 2025 |
|---|---|---|---|
| Net income (loss) | 26 | 5 | 63 |
| Stock-based compensation | 5 | 6 | 6 |
| Net cash from operating activities | 33 | 50 | 57 |
| Purchases of property and equipment | 0 | 1 | 0 |
| Net cash from investing activities | (79) | 525 | 30 |
| Share repurchases | 1 | 2 | 3 |
| Dividends paid | — | 0 | 3 |
| Net cash from financing activities | 46 | (274) | (75) |
| Net change in cash | 0 | 301 | 12 |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- Runway shows only for companies burning cash with under $10B of public float.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Runway | Quarter |
|---|---|---|---|---|---|---|
| California BanCorp | 265 | not reported | 15* | 32.2M | — | 10-QJun 30, 2026 |
| Firstsun Capital Bancorp | 990 | not reported | 1,104* | not reported | — | 10-QJun 30, 2026 |
| Northpointe Bancshares | 538 | not reported | 3.9* | 34.6M | — | 10-QJun 30, 2026 |
| Flushing Financial | 159 | not reported | (8.9) | 33.9M | 17.8 quarters | 10-QMar 31, 2026 |
| Carter Bankshares | 277 | not reported | (261)* | 22.2M | 1.1 quarters | 10-QJun 30, 2026 |
| Choiceone Financial Services | 89 | 59* | 30* | 15.0M | — | 10-QJun 30, 2026 |
| Capital Bancorp | 418 | not reported | (5)* | 16.3M | 83.1 quarters | 10-QJun 30, 2026 |
| Sierra Bancorp | 138 | not reported | 21* | 13.0M | — | 10-QSep 30, 2026 |
| First Business Financial Services | 92 | not reported | 5.5* | 8.3M | — | 10-QSep 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.