ATLC · XBRL financial data

Atlanticus Holdings financial statements, every fiscal year

The same tables from 7 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (ATLC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	563	748	1,047	1,156	1,311	1,968
Cost of goods and services sold	63	75	95	101	118	161
Interest expense	52	54	82	109	160	302
Other income (expense)	(18)	4	1	1	1	0
Income tax expense (benefit)	20	42	15	27	28	39
Net income (loss)	94	178	136	103	111	122
Earnings per share, basic USD per share	5.32	10.32	7.55	5.35	5.92	7.40
Earnings per share, diluted USD per share	3.95	7.56	5.83	4.24	4.77	5.96
Weighted average shares, basic millions of shares	14	15	15	15	15	15
Weighted average shares, diluted millions of shares	20	21	19	19	19	19

Fiscal years (ATLC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	—	—	—	339	375	621
Property and equipment, net	2	7	10	11	11	13
Right-of-use asset	9	4	12	11	14	15
Total assets	1,207	1,944	2,388	2,706	3,271	7,623
Total liabilities	991	1,517	1,923	2,174	2,691	6,979
Retained earnings (accumulated deficit)	(118)	60	204	307	395	506
Total stockholders' equity	77	288	326	395	493	609
Total liabilities and equity	1,207	1,944	2,388	2,706	3,271	7,623
Common shares outstanding (cover page) millions of shares	16	15	14	15	15	15

Fiscal years (ATLC's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	94	178	136	103	111	122
Stock-based compensation	1	3	4	4	4	4
Depreciation and amortization	8	—	—	—	—	—
Net cash from operating activities	213	212	346	459	469	638
Purchases of property and equipment	1	—	—	—	—	—
Net cash from investing activities	(293)	(475)	(681)	(672)	(747)	(1,512)
Proceeds from issuing common stock	—	—	—	0	7	12
Share repurchases	3	25	89	18	53	70
Proceeds from long-term debt	588	—	—	—	—	—
Repayments of long-term debt	460	586	310	754	566	2,731
Net cash from financing activities	162	510	261	163	394	1,142
Net change in cash	83	248	(73)	(50)	116	268

SIC 6141 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6141 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Atlanticus Holdings	555	744	277*	15.2M	—	Q2 FY26 10-QJun 30, 2026
Regional Management	7.6	179	83*	8.9M	—	Q3 FY26 10-QSep 30, 2026
Enova International	106	1,009	536*	24.5M	—	Q3 FY26 10-QSep 30, 2026
Open Lending	173	20	(0.8)	118.2M	226.8 quarters	Q1 FY26 10-QMar 31, 2026
World Acceptance	10	139	64	4.7M	—	Q1 FY27 10-QJun 30, 2026
Happen	15	263	(692)*	115.2M	—	Q3 FY26 10-QSep 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.