WAFD · XBRL financial data
WaFd financial statements, every fiscal year
The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.
How these numbers work
- Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
- Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
- * marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
- 0 means a filing states zero; a dash (—) means no filing states that number.
- “year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
- Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
- Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
- Shares outstanding come from each filing's cover page, as of the date printed there.
- Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.
Income statement
CSVFiscal years (WAFD's year ends in late September)
| In millions of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Revenue from contracts with customers | 24 | 25 | 26 | 26 | 28 | 30 |
| Interest expense | 152 | 87 | 72 | 353 | — | — |
| Income tax expense (benefit) | 46 | 50 | 64 | 68 | 56 | 64 |
| Net income (loss) | 173 | 184 | 236 | 257 | 200 | 226 |
| Earnings per share, basic USD per share | 2.26 | 2.39 | 3.40 | 3.72 | 2.50 | 2.64 |
| Earnings per share, diluted USD per share | 2.26 | 2.39 | 3.39 | 3.72 | 2.50 | 2.63 |
| Weighted average shares, basic millions of shares | 77 | 73 | 65 | 65 | 74 | 80 |
| Weighted average shares, diluted millions of shares | 77 | 73 | 65 | 65 | 74 | 80 |
Balance sheet
CSVFiscal years (WAFD's year ends in late September)
| In millions of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | 1,703 | 2,091 | 684 | 981 | 2,381 | 657 |
| Property and equipment, net | 253 | 255 | 243 | 237 | 248 | 261 |
| Right-of-use asset | 32 | 28 | 26 | 21 | 37 | 48 |
| Goodwill | 303 | 303 | 303 | 305 | 411 | 415 |
| Total assets | 18,794 | 19,651 | 20,772 | 22,475 | 28,060 | 26,700 |
| Total deposits | 13,780 | 15,542 | 16,030 | 16,070 | 21,374 | 21,438 |
| Total liabilities | 16,780 | 17,525 | 18,498 | 20,048 | 25,060 | 23,660 |
| Retained earnings | 1,421 | 1,529 | 1,689 | 1,868 | 1,979 | 2,106 |
| Total stockholders' equity | 2,014 | 2,126 | 2,274 | 2,426 | 3,000 | 3,040 |
| Total liabilities and equity | 18,794 | 19,651 | 20,772 | 22,475 | 28,060 | 26,700 |
| Common shares outstanding (cover page) millions of shares | 76 | 65 | 65 | 65 | 81 | 77 |
Cash flows
CSVFiscal years (WAFD's year ends in late September)
| In millions of dollars | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 | Sep 30, 2023 | Sep 30, 2024 | Sep 30, 2025 |
|---|---|---|---|---|---|---|
| Net income (loss) | 173 | 184 | 236 | 257 | 200 | 226 |
| Stock-based compensation | 6 | 6 | 7 | 8 | 9 | 9 |
| Net cash from operating activities | 167 | 314 | 268 | 214 | 439 | 237 |
| Purchases of property and equipment | 32 | 29 | 12 | 15 | 25 | 29 |
| Net cash from investing activities | (921) | (580) | (2,493) | (1,378) | 3,287 | (318) |
| Share repurchases | 112 | 349 | 3 | 30 | 27 | 102 |
| Dividends paid | 66 | 66 | 62 | 64 | 74 | 85 |
| Proceeds from long-term debt | 10,880 | 7,400 | 7,345 | 17,175 | 17,037 | 11,020 |
| Net cash from financing activities | 2,038 | 653 | 818 | 1,461 | (2,326) | (1,642) |
| Net change in cash | 1,284 | 388 | (1,407) | 297 | 1,400 | (1,724) |
Compare with peers
SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.
How peers are chosen
- SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
- Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
- * marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
- A cell reading “not reported” means the filings give no figure for that quarter alone.
| Company | Cash ($M) | Revenue, quarter ($M) | Operating cash flow, quarter ($M) | Shares outstanding | Quarter |
|---|---|---|---|---|---|
| Wafd | 676 | 8.1 | 70* | 74.0M | 10-QJun 30, 2026 |
| First Financial Bancorp | 206 | not reported | 31* | 105.0M | 10-QJun 30, 2026 |
| Stock Yards Bancorp | 89 | not reported | 58* | 31.1M | 10-QJun 30, 2026 |
| Simmons First National | 589 | not reported | 145* | 144.5M | 10-QJun 30, 2026 |
| First Merchants | 87 | not reported | 78* | 62.7M | 10-QSep 30, 2026 |
| Banner | 558 | not reported | 77* | 36.4M | 10-QSep 30, 2026 |
| Seacoast Banking Corp of Florida | 430 | not reported | 62* | 96.8M | 10-QJun 30, 2026 |
| NBT Bancorp | 295 | not reported | 62* | 52.0M | 10-QJun 30, 2026 |
| Bok Financial | 878 | not reported | 280* | 60.8M | 10-QSep 30, 2026 |
Not investment advice. Not affiliated with the U.S. SEC.