UMBF · XBRL financial data

Umb Financial financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (UMBF's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Interest expense	77	46	224	919	—	—
Income tax expense (benefit)	52	76	100	72	100	173
Net income (loss)	287	353	432	350	441	702
Earnings per share, basic USD per share	5.95	7.31	8.93	7.22	9.05	9.35
Earnings per share, diluted USD per share	5.93	7.24	8.86	7.18	8.99	9.29
Weighted average shares, basic millions of shares	48	48	48	49	49	73
Weighted average shares, diluted millions of shares	48	49	49	49	49	74

Fiscal years (UMBF's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	3,498	9,215	1,558	5,528	8,449	7,772
Property and equipment, net	293	271	264	242	222	398
Right-of-use asset	63	57	55	50	48	64
Goodwill	181	175	207	207	207	1,840
Total assets	33,128	42,693	38,512	44,012	50,410	73,094
Total deposits	27,051	35,600	32,639	35,793	43,142	60,657
Total liabilities	30,111	39,548	35,845	40,911	46,943	65,401
Retained earnings	1,891	2,177	2,536	2,811	3,175	3,736
Total stockholders' equity	3,017	3,145	2,667	3,100	3,467	7,694
Total liabilities and equity	33,128	42,693	38,512	44,012	50,410	73,094
Common shares outstanding (cover page) millions of shares	48	48	49	49	73	76

Fiscal years (UMBF's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	287	353	432	350	441	702
Stock-based compensation	15	21	21	19	23	38
Net cash from operating activities	374	534	770	473	225	1,027
Purchases of property and equipment	60	34	52	27	24	49
Net cash from investing activities	(4,491)	(4,235)	(3,845)	(1,273)	(3,263)	(5,620)
Proceeds from issuing common stock	—	—	—	—	—	235
Share repurchases	64	6	32	8	8	18
Dividends paid	60	67	72	74	77	136
Proceeds from long-term debt	200	—	110	—	—	—
Repayments of long-term debt	—	—	—	—	—	200
Net cash from financing activities	5,946	9,418	(4,581)	4,771	5,958	3,917
Net change in cash	1,828	5,717	(7,657)	3,970	2,920	(677)

SIC 6021 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6021 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
Umb Financial	4,601	not reported	370*	76.0M	Q3 FY26 10-QSep 30, 2026
Zions Bancorporation, National Association	793	182	422*	146.0M	Q2 FY26 10-QJun 30, 2026
Popular	375	not reported	347*	63.8M	Q2 FY26 10-QJun 30, 2026
Commerce Bancshares	2,908	0	182*	143.4M	Q2 FY26 10-QJun 30, 2026
Cullen/Frost Bankers	756	36	293*	62.2M	Q3 FY26 10-QSep 30, 2026
Wintrust Financial	636	not reported	358*	67.5M	Q3 FY26 10-QSep 30, 2026
Old National Bancorp	1,679	not reported	379*	378.3M	Q3 FY26 10-QSep 30, 2026
Western Alliance Bancorporation	438	51	770*	107.6M	Q3 FY26 10-QSep 30, 2026
Pinnacle Financial Partners	545	not reported	376*	151.1M	Q3 FY26 10-QSep 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.