UBSI · XBRL financial data

United Bankshares financial statements, every quarter

The same tables from 12 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal quarters (UBSI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Interest expense	128	139	147	148	152	143	144	147	151	143	—	—
Income tax expense (benefit)	25	25	21	19	25	27	23	31	34	31	32	33
Net income (loss)	96	79	87	97	95	94	84	121	131	129	124	131
Earnings per share, basic USD per share	0.71	0.59	0.64	0.71	0.70	0.70	0.59	0.85	0.92	0.92	0.89	0.95
Earnings per share, diluted USD per share	0.71	0.59	0.64	0.71	0.70	0.69	0.59	0.85	0.92	0.91	0.89	0.95
Weighted average shares, basic millions of shares	135	135	135	135	135	135	142	142	142	140	140	138
Weighted average shares, diluted millions of shares	135	135	135	135	136	136	143	142	142	141	140	138

Fiscal quarters (UBSI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Cash and cash equivalents	1,184	1,599	1,733	1,859	1,909	2,292	2,610	2,315	2,519	2,542	2,305	2,081
Property and equipment, net	192	191	191	190	187	186	210	209	208	209	209	211
Right-of-use asset	80	87	86	83	82	82	87	91	90	89	88	93
Goodwill	1,889	1,889	1,889	1,889	1,889	1,889	2,024	2,019	2,019	2,019	2,019	2,019
Total assets	29,225	29,926	30,029	29,957	29,863	30,024	32,788	32,783	33,407	33,660	33,705	33,752
Total deposits	22,677	22,819	22,920	23,066	23,828	23,962	26,365	26,336	26,884	27,061	27,121	27,171
Total liabilities	24,576	25,155	25,221	25,101	24,895	25,030	27,474	27,419	27,961	28,164	28,217	28,241
Retained earnings	1,716	1,746	1,782	1,829	1,874	1,918	1,949	2,017	2,095	2,170	2,241	2,320
Total stockholders' equity	4,649	4,771	4,807	4,857	4,968	4,993	5,314	5,365	5,446	5,496	5,488	5,511
Total liabilities and equity	29,225	29,926	30,029	29,957	29,863	30,024	32,788	32,783	33,407	33,660	33,705	33,752
Common shares outstanding (cover page) millions of shares	135	135	135	135	135	143	142	142	140	139	138	136

Fiscal quarters (UBSI's year ends in late December)

In millions of dollars	Q3 FY23Sep 30, 2023	Q4 FY23Dec 31, 2023	Q1 FY24Mar 31, 2024	Q2 FY24Jun 30, 2024	Q3 FY24Sep 30, 2024	Q4 FY24Dec 31, 2024	Q1 FY25Mar 31, 2025	Q2 FY25Jun 30, 2025	Q3 FY25Sep 30, 2025	Q4 FY25Dec 31, 2025	Q1 FY26Mar 31, 2026	Q2 FY26Jun 30, 2026
Net income (loss)	96	79	87	97	95	94	84	121	131	129	124	131
Stock-based compensation	—	year only	—	—	—	year only	—	—	—	year only	—	—
Net cash from operating activities	90*	163*	124	61*	124*	136*	120	89*	151*	139*	161	105*
Purchases of property and equipment	2*	3*	5	3*	2*	3*	4	4*	4*	5*	5	7*
Net cash from investing activities	(68)*	(250)*	(2)	223*	185*	166*	(19)	(255)*	(403)*	(223)*	(304)	(261)*
Share repurchases	0*	0*	1	0*	0*	0*	20	33*	27*	48*	70	66*
Dividends paid	49*	49*	50	50*	50*	50*	50	53*	53*	52*	53	53*
Net cash from financing activities	(530)*	502*	12	(158)*	(259)*	81*	217	(130)*	456*	107*	(94)	(68)*

SIC 6022 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6022 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.
A cell reading “not reported” means the filings give no figure for that quarter alone.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Quarter
United Bankshares	2,081	not reported	105*	136.2M	Q2 FY26 10-QJun 30, 2026
Valley National Bancorp	967	not reported	164*	552.6M	Q2 FY26 10-QJun 30, 2026
First Financial Bankshares	580	not reported	84*	143.3M	Q2 FY26 10-QJun 30, 2026
FNB	2,526	not reported	291*	350.8M	Q3 FY26 10-QSep 30, 2026
Glacier Bancorp	291	not reported	162*	130.2M	Q3 FY26 10-QSep 30, 2026
Hancock Whitney	572	not reported	151*	80.2M	Q2 FY26 10-QJun 30, 2026
Home Bancshares	1,053	not reported	97*	200.0M	Q2 FY26 10-QJun 30, 2026
Atlantic Union Bankshares	701	not reported	182*	140.0M	Q3 FY26 10-QSep 30, 2026
Ameris Bancorp	1,197	not reported	79*	67.1M	Q2 FY26 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.