UBFO · As filed with the SEC

United Security Bancshares income statement, by quarter

The statement as United Security Bancshares presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

Consolidated Statements of Income · USD thousands, except per-share amounts

USD thousands, except per-share amounts	Q4 2025^† 3 months ended Dec 31, 2025	Q3 2025 3 months ended Sep 30, 2025	Q2 2025 3 months ended Jun 30, 2025	Q1 2025 3 months ended Mar 31, 2025
Interest Income:
Interest and fees on loans	13,453^†	14,266	13,765	13,943
Interest on investment securities	994^†	1,040	1,140	1,206
Interest on deposits in FRB	452^†	320	99	134
Total interest income	14,899^†	15,626	15,004	15,283
Interest Expense:
Interest on deposits	2,619^†	3,045	2,868	2,780
Interest on other borrowed funds	85^†	162	273	207
Total interest expense	2,704^†	3,207	3,141	2,987
Net Interest Income	12,195^†	12,419	11,863	12,296
Provision for credit losses	468^†	948	1,858	2,300
Net Interest Income after Provision for Credit Losses	11,727^†	11,471	10,005	9,996
Noninterest Income:
Customer service fees	743^†	847	726	638
Increase in cash surrender value of bank-owned life insurance	161^†	135	132	132
Gain on proceeds from bank-owned life insurance	0^†	0	0	—
Gain (loss) on fair value and partial redemption of junior subordinated debentures (TruPS)	191^†	247	(317)	270
(Loss) gain on sale of assets	—	0	(54)	0
Other	198^†	389	271	320
Total noninterest income	1,347^†	1,618	758	1,360
Noninterest Expense:
Salaries and employee benefits	4,166^†	3,619	3,845	3,926
Occupancy expense	971^†	997	930	966
Data processing	403^†	414	399	407
Technology	724^†	704	687	651
Professional fees	316^†	331	350	646
Loan-related expenses	100^†	110	116	17
Regulatory assessments	180^†	176	169	173
Director fees	199^†	190	289	102
Other	1,077^†	893	954	716
Total noninterest expense	8,810^†	7,434	7,739	7,604
Income before provision for taxes	4,264^†	5,655	3,024	3,752
Provision for income taxes	850^†	1,632	855	1,070
Net income	3,414^†	4,023	2,169	2,682
Net income per common share
Basic (in usd per share)	—	0.23	0.13	0.16
Diluted (in usd per share)	—	0.23	0.13	0.16
Weighted average common shares outstanding
Basic (in shares)	—	17,483,334	17,235,873	17,229,743
Diluted (in shares)	—	17,488,826	17,260,392	17,261,452

† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.