UBFO · As filed with the SEC

United Security Bancshares cash flow statement, by quarter

The statement as United Security Bancshares presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

Consolidated Statements of Cash Flows · USD thousands

USD thousands	Q4 2025^† 3 months ended Dec 31, 2025	Q3 2025^† 3 months ended Sep 30, 2025	Q2 2025^† 3 months ended Jun 30, 2025	Q1 2025 3 months ended Mar 31, 2025
Cash Flows From Operating Activities:
Net Income	3,414^†	4,023^†	2,169^†	2,682
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses	468^†	948^†	1,858^†	2,300
Depreciation and amortization	373^†	350^†	359^†	376
Amortization of operating lease right-of-use assets	220^†	215^†	195^†	199
Amortization of premium/discount on investment securities, net	83^†	96^†	90^†	102
Operating lease payments	(146)^†	(213)^†	(196)^†	(200)
Decrease (increase) in accrued interest receivable	314^†	455^†	591^†	(416)
(Decrease) increase in accrued interest payable	(82)^†	34^†	41^†	(5)
Decrease in unearned fees and unamortized loan origination costs, net	120^†	31^†	(38)^†	206
(Increase) decrease in income taxes receivable	(638)^†	0^†	0^†	128
Stock-based compensation expense and tax benefit	308^†	202^†	259^†	200
Provision (benefit) for deferred income taxes	494^†	0^†	0^†	(210)
Increase (decrease) in accounts payable and accrued liabilities	(700)^†	817^†	(736)^†	1,026
(Gain) loss on marketable equity securities	(7)^†	(42)^†	(4)^†	(53)
Loss on fair value option of junior subordinated debentures	49^†	—	—	—
Gain on partial redemption of junior subordinated debentures	(240)^†	—	—	—
Gain on calls of investment securities	0^†	0^†	—	—
Gain on proceeds from bank-owned life insurance	0^†	0^†	—	—
Increase in cash surrender value of bank-owned life insurance	(161)^†	(136)^†	(132)^†	(132)
Loss on fair value option of junior subordinated debentures	—	—	318^†	(270)
Loss (gain) on sale of assets	3^†	—	—	—
Net decrease (increase) in other assets	(576)^†	381^†	3,945^†	(2,915)
Net cash provided by operating activities	3,369^†	6,967^†	8,702^†	3,018
Cash Flows From Investing Activities:
Purchases of FHLB stock, FRB stock, and other securities	(6)^†	(8)^†	(6)^†	(7)
Maturities and calls of available-for-sale securities	5,415^†	0^†	9,000^†	0
Principal payments on available-for-sale securities	(2,965)^†	8,107^†	2,613^†	2,713
Net decrease (increase) in loans	—	—	—	1,574
Net decrease (increase) in loans	—	(11,688)^†	—	—
Proceeds from bank-owned life insurance	0^†	0^†	—	—
Capital expenditures of premises and equipment	(741)^†	(836)^†	(583)^†	(121)
Investment in limited partnerships	0^†	0^†	0^†	0
Net cash provided by investing activities	43,033^†	(4,425)^†	(16,851)^†	4,159
Cash Flows From Financing Activities:
Increase in demand deposit and savings accounts	12,289^†	21,167^†	26,897^†	(27,617)
Net (decrease) increase in time deposits	591^†	(936)^†	2,559^†	(3,793)
Partial redemption of junior subordinated debentures	(3,000)^†	—	—	—
Net decrease is short-term borrowings	0^†	0^†	(8,000)^†	8,000
Dividends on common stock	(2,094)^†	(2,097)^†	(2,110)^†	(2,084)
Net cash provided by (used in) financing activities	7,786^†	15,134^†	19,346^†	(25,494)
Net increase in cash and cash equivalents	54,188^†	17,676^†	11,197^†	(18,317)
Cash and cash equivalents at beginning of year	66,767	49,091	37,894	56,211
Cash and cash equivalents at end of year	120,955	66,767	49,091	37,894

† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.