UBFO · As filed with the SEC

United Security Bancshares income statement, by quarter

The statement as United Security Bancshares presents it in its 10-Q and 10-K: its own lines, labels and order. Tables over time lines up standardized figures across every filing.

Consolidated Statements of Income · USD thousands, except per-share amounts

USD thousands, except per-share amounts	Q4 2025^† 3 months ended Dec 31, 2025	Q3 2025 3 months ended Sep 30, 2025	Q2 2025 3 months ended Jun 30, 2025	Q1 2025 3 months ended Mar 31, 2025	Q4 2024^† 3 months ended Dec 31, 2024
Interest Income:
Interest and fees on loans	13,453^†	14,266	13,765	13,943	13,779^†
Interest on investment securities	994^†	1,040	1,140	1,206	1,254^†
Interest on deposits in FRB	452^†	320	99	134	113^†
Total interest income	14,899^†	15,626	15,004	15,283	15,146^†
Interest Expense:
Interest on deposits	2,619^†	3,045	2,868	2,780	2,933^†
Interest on other borrowed funds	85^†	162	273	207	409^†
Total interest expense	2,704^†	3,207	3,141	2,987	3,342^†
Net Interest Income	12,195^†	12,419	11,863	12,296	11,804^†
Provision for credit losses	468^†	948	1,858	2,300	1,213^†
Net Interest Income after Provision for Credit Losses	11,727^†	11,471	10,005	9,996	10,591^†
Noninterest Income:
Customer service fees	743^†	847	726	638	775^†
Increase in cash surrender value of bank-owned life insurance	161^†	135	132	132	152^†
Gain on proceeds from bank-owned life insurance	0^†	0	0	—	0^†
Gain (loss) on fair value and partial redemption of junior subordinated debentures (TruPS)	191^†	247	(317)	270	(755)^†
(Loss) gain on sale of assets	—	0	(54)	0	0^†
Other	198^†	389	271	320	(50)^†
Total noninterest income	1,347^†	1,618	758	1,360	122^†
Noninterest Expense:
Salaries and employee benefits	4,166^†	3,619	3,845	3,926	3,470^†
Occupancy expense	971^†	997	930	966	955^†
Data processing	403^†	414	399	407	338^†
Technology	724^†	704	687	651	663^†
Professional fees	316^†	331	350	646	4,061^†
Loan-related expenses	100^†	110	116	17	224^†
Regulatory assessments	180^†	176	169	173	204^†
Director fees	199^†	190	289	102	100^†
Other	1,077^†	893	954	716	957^†
Total noninterest expense	8,810^†	7,434	7,739	7,604	7,431^†
Income before provision for taxes	4,264^†	5,655	3,024	3,752	3,282^†
Provision for income taxes	850^†	1,632	855	1,070	786^†
Net income	3,414^†	4,023	2,169	2,682	2,496^†
Net income per common share
Basic (in usd per share)	—	0.23	0.13	0.16	—
Diluted (in usd per share)	—	0.23	0.13	0.16	—
Weighted average common shares outstanding
Basic (in shares)	—	17,483,334	17,235,873	17,229,743	—
Diluted (in shares)	—	17,488,826	17,260,392	17,261,452	—

† Derived: worked out from the filings, not stated in them. A fourth quarter is the 10-K year less the nine months in the third-quarter 10-Q; a quarter of cash flows is year to date less the prior year to date.

As filed on EDGAR · Not affiliated with the U.S. SEC · Not investment advice. Each column links to its filing.