RM · XBRL financial data

Regional Management financial statements, every fiscal year

The same tables from 6 filings, lined up. Matched by XBRL tag: renamed lines keep their history.

How these numbers work

Every number comes from the company's XBRL financial data filed with the SEC, and each one links to its filing.
Lines are matched by XBRL tag, so a line renamed between filings keeps its history.
* marks a quarter worked out from the filing totals: the 10-K year minus the first three quarters, or a year-to-date total minus the earlier one. Fourth-quarter earnings per share is fourth-quarter net income over the fourth-quarter weighted shares.
0 means a filing states zero; a dash (—) means no filing states that number.
“year only” means the 10-K gives the full year but not the quarters needed to work out the fourth. A worked-out quarter of revenue, cost of revenue or operating cash flow more than twice the company's largest quarter of the two years before is shown this way too.
Gross profit is shown as the company reports it; a worked-out quarter must equal revenue less cost of revenue for that quarter, or it is a dash.
Operating income can be above gross profit when the company books other operating income between the two, shown on its own line.
Shares outstanding come from each filing's cover page, as of the date printed there.
Quarters are fiscal: Q2 FY27 is the second quarter of the company's fiscal 2027.

Income statement

Fiscal years (RM's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Revenue	374	428	507	551	589	646
General and administrative	176	196	223	243	248	258
Interest expense	38	31	—	—	—	—
Income tax expense (benefit)	9	24	14	5	13	13
Net income (loss)	27	89	51	16	41	44
Earnings per share, basic USD per share	2.45	8.84	5.51	1.70	4.28	4.71
Earnings per share, diluted USD per share	2.40	8.33	5.30	1.66	4.14	4.45
Weighted average shares, basic millions of shares	11	10	9	9	10	9
Weighted average shares, diluted millions of shares	11	11	10	10	10	10

Fiscal years (RM's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Cash and cash equivalents	72	149	132	129	136	98
Property and equipment, net	14	13	15	14	14	13
Right-of-use asset	27	29	35	34	38	44
Goodwill	1	1	1	—	—	—
Total assets	1,104	1,460	1,725	1,795	1,909	2,104
Total liabilities	832	1,177	1,416	1,472	1,552	1,731
Retained earnings	227	306	346	350	378	411
Total stockholders' equity	272	283	309	322	357	373
Total liabilities and equity	1,104	1,460	1,725	1,795	1,909	2,104
Common shares outstanding (cover page) millions of shares	11	10	10	10	10	9

Fiscal years (RM's year ends in late December)

In millions of dollars	FY 2020Dec 31, 2020	FY 2021Dec 31, 2021	FY 2022Dec 31, 2022	FY 2023Dec 31, 2023	FY 2024Dec 31, 2024	FY 2025Dec 31, 2025
Net income (loss)	27	89	51	16	41	44
Stock-based compensation	6	7	11	12	11	12
Depreciation and amortization	13	12	13	15	14	16
Net cash from operating activities	173	189	224	249	269	309
Purchases of property and equipment	4	4	6	5	5	5
Net cash from investing activities	(99)	(355)	(447)	(279)	(315)	(471)
Share repurchases	12	67	21	—	4	24
Net cash from financing activities	(58)	243	206	26	53	124
Net change in cash	15	77	(17)	(3)	7	(38)

SIC 6141 and related industry codes, similar size. Each row is the latest quarter reported.

How peers are chosen

SIC 6141 and related industry codes with public float (or, where float is missing, quarterly revenue) between 0.2x and 5x the company's.
Each row is the latest quarter the company has reported, named in the Quarter column; when that filing is a 10-K, it is the fourth quarter, never the full year.
Runway shows only for companies burning cash with under $10B of public float.
* marks a quarter worked out from the filing totals: for a 10-Q, the year-to-date total less the earlier one.

Company	Cash ($M)	Revenue, quarter ($M)	Operating cash flow, quarter ($M)	Shares outstanding	Runway	Quarter
Regional Management	7.6	179	83*	8.9M	—	Q3 FY26 10-QSep 30, 2026
Open Lending	173	20	(0.8)	118.2M	226.8 quarters	Q1 FY26 10-QMar 31, 2026
Atlanticus Holdings	555	744	277*	15.2M	—	Q2 FY26 10-QJun 30, 2026
World Acceptance	10	139	64	4.7M	—	Q1 FY27 10-QJun 30, 2026

Not investment advice. Not affiliated with the U.S. SEC.